Hamilton County property record for 7312 Ridgestone Dr, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,778 sqft · built 2015 |
| Lot Size | 0.461 acres (20,099 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,350,000 (Sep 2022) |
| Tax Bill | $27,773 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0018-0134-00 |
| Primary APN | 525-0018-0134-00 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,778 sqft Living Area |
| 1st Floor Area | 2,576 sqft |
| 2nd Floor Area | 1,202 sqft |
| Basement Area | 2,554 sqft |
| Finished Basement | 580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 20,099 sqft (0.461 acres) |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7312 RIDGESTONE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-3064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGESTONE DR LOT 12 0.4614 AC CAMARGO RIDGE SUB |
| Legal Subdivision | CAMARGO RDG SUB |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 24401 |
Source: Hamilton County records · APN 525-0018-0134-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7312 RIDGESTONE DR, CINCINNATI, OH 45243-3064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 13, 2025 | Transfer on Death Deed, Transfer |
| Sep 12, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Sep 09, 2020 | Warranty Deed, Transfer SIBCY CLINE MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Sep 09, 2020 · Amount on Record |
| Deed Document Number | 0000086766 |
| Deed Book / Page | 14749 / 1741 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7312 RIDGESTONE DR, CINCINNATI, OH 45243-3064 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000084894 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 14457/1878 |
| Instrument | 2021-0084894 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.6% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 13, 2025 |
| Property Address | 7312 RIDGESTONE DR, CINCINNATI, OH 45243-3064 |
| Document Number | 0000079529 |
| Book / Page | 15520 / 1342 |
| Map Reference | MB 448 PG 15&16 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025-0079529 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7312 RIDGESTONE DR, CINCINNATI, OH 45243-3064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 12, 2022 |
| Property Address | 7312 RIDGESTONE DR, CINCINNATI, OH 45243-3064 |
| Document Number | 0000086766 |
| Book / Page | 14749 / 1741 |
| Map Reference | MB 448 PG 15&16 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-0086766 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7312 RIDGESTONE DR, MADEIRA, OH 45243-3064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 09, 2020 |
| Property Address | 7312 RIDGESTONE DR, CINCINNATI, OH 45243-3064 |
| Document Number | 0000091181 |
| Book / Page | 014249 / 001686 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 91181 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7312 RIDGESTONE DR CINCINNATI OH 452433064, CINCINNATI, OH 45243-3064 |
| Document Number | 91182 |
|---|---|
| Date | Sep 09, 2020 |
| Book Page | 014249/001688 |
| Instrument | 91182 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | 8044 MONTGOMERY RD, CINCINNATI, OH 45236-2919 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 08, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,773.00 (+2.65%) | $472,500 (-) Land $86,625 Building $385,875 | |
| 2024 | $27,057.00 (-1.3%) | $472,500 (-) Land $86,625 Building $385,875 | |
| 2023 | $27,414.00 (+15.13%) | $472,500 (+40.85%) Land $86,625 Building $385,875 | $1,350,000 (+40.85%) Land $247,500 Building $1,102,500 |
| 2022 | $23,811.00 Homeowner's exemption | $335,475 Land $78,750 Building $256,725 | |
| 2020 | $958,500 Land $225,000 Building $733,500 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 299 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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