611 Ridgestone Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 611 Ridgestone Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,824 sqft · built 1995
Lot Size0.653 acres (28,445 sqft)
Owner2 Individual Names on Record
Last Sale$689,000 (May 2023)
Tax Bill$10,888 (2025)
Deeds & MortgagesJul 2020 Line of Credit
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN500-0114-0066-00

Property Details

APN / Parcel Number

Primary APN500-0114-0066-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,824 sqft Living Area
Gross Area6,591 sqft
1st Floor Area1,931 sqft
2nd Floor Area1,993 sqft
Basement Area1,931 sqft
Finished Basement900 sqft
Unfinished Basement1,031 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area28,445 sqft (0.653 acres)
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area
Patio Area464 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address611 RIDGESTONE DR
CityCINCINNATI
StateOH
Zip45255-5661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGESTONE LN 0.653 AC LOT 14 STONEBRIDGE OF COLDSTREAM SUB
Legal SubdivisionSTONEBRIDGE OF COLDSTREAM SUB
Legal Lot Number14
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1002
Census Tract27500

Owner

Source: Hamilton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address611 RIDGESTONE DR, CINCINNATI, OH 45255-5661
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 8, 2023Warranty Deed, Transfer · Commercial Mortgage
CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Prior SaleOct 6, 2015 · Amount on Record
Deed Document Number202330511
Deed Book / Page14911 / 944
Prior Transfer DateSep 26, 2016
Prior Transfer Doc0000091577
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address611 RIDGESTONE DR, CINCINNATI, OH 45255-5661
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063366
DateJul 2, 2020
Book Page14202/592
Instrument2020-0063366
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 2, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 8, 2023
Property Address611 RIDGESTONE DR, CINCINNATI, OH 45255-5661
Document Number0000030511
Book / Page14911 / 944
Map ReferenceMB 304 PG 18
Instrument DateApr 28, 2023
Instrument2023-0030511
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$689.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address846 CYPRESSPOINT CT, CINCINNATI, OH 45245-3339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address611 RIDGESTONE DR, CINCINNATI, OH 45255-5661

Mortgage

Document Number0000030512
DateMay 8, 2023
Instrument2023-0030512
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

Mortgage

Document Number0000030513
DateMay 8, 2023
Book Page14911/967
Instrument2023-0030513
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueMay 1, 2029

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,888.00 (+2.85%)$171,623 (-) Land $35,956 Building $135,667$490,350 (-) Land $102,730 Building $387,620
2024$10,586.00 (+5.05%)$171,623 (-) Land $35,956 Building $135,667
2023$10,077.00 (+0.37%)$171,623 (+11.47%) Land $35,956 Building $135,667$490,350 (+11.47%) Land $102,730 Building $387,620
2022$10,040.00 Homeowner's exemption$153,965 Land $37,849 Building $116,116
2020$439,900 Land $108,140 Building $331,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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