Hamilton County property record for 618 Ridgestone Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,474 sqft · built 1994 |
| Lot Size | 1.12 acres (49,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $885,000 (May 2025) |
| Tax Bill | $12,141 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0114-0054-00 |
| Primary APN | 500-0114-0054-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,474 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| 2nd Floor Area | 1,676 sqft |
| Basement Area | 1,798 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 49,092 sqft (1.12 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 618 RIDGESTONE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-5659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COR EIGHT MILE RD-RIDGE STONE LN 1.127 AC LOT 2 STONEBRIDGE OF COLDSTREAM |
| Legal Subdivision | STONEBRIDGE COLDSTREAM |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 27500 |
Source: Hamilton County records · APN 500-0114-0054-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 618 RIDGESTONE DR, CINCINNATI, OH 45255-5659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jul 27, 2020 | Deed of Trust, Mortgage · Line of Credit BETTER MTG CORP ISAOA |
| Apr 27, 2018 | Warranty Deed, Transfer KEMBA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 0000039912 |
| Deed Book / Page | 15426 / 3062 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 618 RIDGESTONE DR, CINCINNATI, OH 45255-5659 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 618 RIDGESTONE DR, CINCINNATI, OH 45255-5659 |
| Document Number | 0000084227 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 15532/1944 |
| Instrument | 2025-0084227 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 618 RIDGESTONE DR, CINCINNATI, OH 45255-5659 |
| Document Number | 0000075230 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 618 RIDGESTONE DR CINCINNATI OH 452555659, CINCINNATI, OH 45255-5659 |
| Document Number | 0000075230 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 014222/002070 |
| Instrument | 75230 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 27, 2018 |
| Property Address | 618 RIDGESTONE DR, CINCINNATI, OH 45255-5659 |
| Document Number | 0000035468 |
| Book / Page | 013656 / 001319 |
| Instrument Date | Mar 01, 2018 |
| Instrument | 35468 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,747.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 618 RIDGESTONE DR CINCINNATI OH 452555659, CINCINNATI, OH 45255-5659 |
| Document Number | 35469 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 013656/001322 |
| Instrument | 35469 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,141.00 (+2.83%) | $191,755 (-) Land $42,434 Building $149,321 | |
| 2024 | $11,807.00 (+5.08%) | $191,755 (-) Land $42,434 Building $149,321 | |
| 2023 | $11,236.00 (-15.33%) | $191,755 (-5.94%) Land $42,434 Building $149,321 | $547,870 (-5.95%) Land $121,240 Building $426,630 |
| 2022 | $13,271.00 Homeowner's exemption | $203,875 Land $44,667 Building $159,208 | |
| 2020 | $582,500 Land $127,620 Building $454,880 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 63 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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