730 Ridgemont Ave, Dearborn, MI 48124 Property Records

Wayne County property record for 730 Ridgemont Ave, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,106 sqft · built 2022
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Mar 2021)
Tax Bill	$29,454 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-201-28-014`

Property Details

APN / Parcel Number

Primary APN	`82-09-201-28-014`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,106 sqft Living Area
1st Floor Area	2,117 sqft
Basement Area	1,795 sqft
Unfinished Basement	1,775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	187 ft deep x 104 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	730 RIDGEMONT AVE
City	DEARBORN
State	MI
Zip	48124-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 46 CHERRY HILL ESTS SUB NO 2
Legal Subdivision	CHERRY HILL ESTATES NO 2
Legal Lot Number	46
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1005
Census Tract	574800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7704 OAKMAN BLVD, DEARBORN, MI 48126-1171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Intrafamily Transfer, Transfer
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Oct 18, 2022	Intrafamily Transfer, Transfer · Construction Mortgage THE HUNTINGTON NATIONAL BANK
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 5, 2021	Warranty Deed, Transfer V1 TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	202181810
Deed Book / Page	56489 / 868
Last Transfer Date	Sep 13, 2023
Transfer Doc	0584531313
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Sep 13, 2023
Property Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Document Number	0584531313
Book / Page	58453 / 1313
Map Reference	LB 69 PG 99
Instrument Date	Sep 13, 2023
Instrument	2023241914
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7704 OAKMAN BLVD, DEARBORN, MI 48126-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7704 OAKMAN BLVD, DEARBORN, MI 48126-1171

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252

Mortgage

Document Number	0564880776
Date	Mar 5, 2021
Book Page	56488/776
Instrument	2021081447

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Oct 18, 2022
Property Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Document Number	0579110960
Book / Page	57911 / 960
Map Reference	LB 69 PG 99
Instrument Date	Oct 17, 2022
Instrument	2022312818
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7704 OAKMAN BLVD, DEARBORN, MI 48126-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7704 OAKMAN BLVD, DEARBORN, MI 48126-1171

Mortgage

Document Number	0057911963
Date	Oct 18, 2022
Instrument	57911/963

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.35%
Index	Other
Margin	3
Max Rate	9.35%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0543830450
Date	May 1, 2018
Book Page	54383/0450
Instrument	2018162080

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0552321494
Date	Aug 23, 2019
Book Page	55232/1494
Instrument	2019248296

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 5, 2021
Property Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Document Number	0564890868
Book / Page	56489 / 868
Map Reference	LB 69 PG 99
Instrument Date	Feb 26, 2021
Instrument	2021081810
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	V1 TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$5,289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 RIDGEMONT AVE, DEARBORN, MI 48124-1252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7704 OAKMAN BLVD, DEARBORN, MI 48126-1171

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,400 (+51.25%)	$1,322,800 (+51.25%)
2025	$29,454.00 (+200.8%)	$437,300 (+96.19%)	$874,600 (+96.19%)
2023	$9,792.00 (-5.21%) Homeowner's exemption	$222,900	$445,800
2019	$10,330.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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