620 Ridgemont Ave, Dearborn, MI 48124 Property Records

Wayne County property record for 620 Ridgemont Ave, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,872 sqft · built 1949
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2018)
Tax Bill	$7,620 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-201-28-017`

Property Details

APN / Parcel Number

Primary APN	`82-09-201-28-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,756 sqft
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	187 ft deep x 96 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 RIDGEMONT AVE
City	DEARBORN
State	MI
Zip	48124-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 49 CHERRY HILL ESTS SUB NO 2
Legal Subdivision	CHERRY HILL ESTATES NO 2
Legal Lot Number	49
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1005
Census Tract	574800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Intrafamily Transfer, Transfer
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 1, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	2018172823
Deed Book / Page	54402 / 197
Last Transfer Date	Feb 14, 2024
Transfer Doc	0586820890
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 14, 2024
Property Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0586820890
Book / Page	58682 / 890
Map Reference	LB 69 PG 99
Instrument Date	Feb 14, 2024
Instrument	2024032754
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221

Mortgage

Document Number	0577421287
Date	Jul 13, 2022
Book Page	57742/1287
Instrument	2022236198

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551351124
Date	Jul 1, 2019
Book Page	55135/1124
Instrument	2019205223

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 18, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0554350431
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RIDGEMONT AVE DEARBORN MI 481241221, DEARBORN, MI 48124-1221

Mortgage

Document Number	0554350431
Date	Nov 27, 2019
Book Page	055435/000431
Instrument	333191

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0553140813
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 RIDGEMONT AVE DEARBORN MI 481241221, DEARBORN, MI 48124-1221

Mortgage

Document Number	0553140813
Date	Oct 4, 2019
Book Page	055314/000813
Instrument	280727

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2034

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 10, 2018
Property Address	620 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0544020197
Book / Page	054402 / 000197
Instrument Date	Apr 27, 2018
Instrument	172823
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	VENTURE TITLE AGENCY LLC, VENTURE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RIDGEMONT AVE DEARBORN MI 481241221, DEARBORN, MI 48124-1221

Mortgage

Document Number	543870712
Date	May 10, 2018
Book Page	054387/000712
Instrument	164848

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 9, 2038

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,300 (+12.71%)	$526,600 (+12.71%)
2025	$7,620.00 (-36.73%) Homeowner's exemption	$233,600 (-23.16%)	$467,200 (-23.16%)
2023	$12,043.00 (+2.03%) Homeowner's exemption	$304,000	$608,000
2019	$11,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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