700 Ridgemont Ave, Dearborn, MI 48124 Property Records

Wayne County property record for 700 Ridgemont Ave, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,567 sqft · built 2015
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2008)
Tax Bill	$23,936 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-201-28-015`

Property Details

APN / Parcel Number

Primary APN	`82-09-201-28-015`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,567 sqft Living Area
1st Floor Area	3,329 sqft
Basement Area	2,406 sqft
Unfinished Basement	1,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	187 ft deep x 96 ft wide
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 RIDGEMONT AVE
City	DEARBORN
State	MI
Zip	48124-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 47 CHERRY HILL ESTS SUB NO 2
Legal Subdivision	CHERRY HILL ESTATES NO 2
Legal Lot Number	47
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1005
Census Tract	574800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	700 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2017	Loan Modification, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2008 · Amount on Record
Deed Sale	Jul 21, 2008 · Amount on Record
Deed Document Number	2008273447
Deed Book / Page	47359 / 462
Last Transfer Date	Aug 20, 2020
Transfer Doc	0559890113
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	700 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539800609
Date	Oct 2, 2017
Book Page	53980/0609
Instrument	2017320879

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	700 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0535651034
Date	Mar 9, 2017
Book Page	53565/1034
Instrument	2017070094

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2047

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 20, 2020
Property Address	700 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Document Number	0559890113
Book / Page	055989 / 000113
Instrument Date	Aug 20, 2020
Instrument	243035
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 RIDGEMONT AVE DEARBORN MI 481241252, DEARBORN, MI 48124-1252

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAYNE MI
Property Address	700 RIDGEMONT AVE, DEARBORN, MI 48124-1252
Document Number	0535290631
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 RIDGEMONT AVE DEARBORN MI 481241252, DEARBORN, MI 48124-1252

Mortgage

Document Number	0535290631
Date	Feb 17, 2017
Book Page	053529/000631
Instrument	51652

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,100 (+10.78%)	$1,402,200 (+10.78%)
2025	$23,936.00 (+8%) Homeowner's exemption	$632,900 (+23.73%)	$1,265,800 (+23.73%)
2023	$22,163.00 (-26.37%) Homeowner's exemption	$511,500	$1,023,000
2019	$30,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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