601 Ridgemont Ave, Dearborn, MI 48124 Property Records

Wayne County property record for 601 Ridgemont Ave, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,685 sqft · built 1949
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Apr 2013)
Tax Bill	$12,644 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82 09 201 77 016`

Property Details

APN / Parcel Number

Primary APN	`82 09 201 77 016`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,685 sqft Living Area
1st Floor Area	3,685 sqft
Basement Area	2,131 sqft
Unfinished Basement	2,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	188 ft deep x 101 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 RIDGEMONT AVE
City	DEARBORN
State	MI
Zip	48124-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 40, CHERRY HILL ESTS SUB NO SPLIT/COMBINED ON 12/28/2012 FROM 82 09 201 77 013;
Legal Subdivision	CHERRY HILL ESTATES NO 2
Legal Lot Number	40
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1009
Census Tract	574800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 RIDGEMONT AVE, DEARBORN, MI 48124-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 7, 2016	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	2013255822
Deed Book / Page	50740 / 564
Last Transfer Date	Feb 28, 2025
Transfer Doc	0593661066
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	601 RIDGEMONT AVE, DEARBORN, MI 48124-1220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 RIDGEMONT AVE, DEARBORN, MI 48124-1220

Mortgage

Document Number	0559241486
Date	Jul 28, 2020
Book Page	55924/1486
Instrument	2020214368

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	601 RIDGEMONT AVE, DEARBORN, MI 48124-1220
Document Number	0534891063
Book / Page	053489 / 001063
Instrument Date	Dec 7, 2016
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 RIDGEMONT AVE DEARBORN MI 481241220, DEARBORN, MI 48124-1220

Mortgage

Document Number	0534891063
Date	Jan 26, 2017
Book Page	053489/001063
Instrument	29328

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,700 (+33.69%)	$1,159,400 (+33.69%)
2025	$12,644.00 (+8%) Homeowner's exemption	$433,600 (-0.82%)	$867,200 (-0.82%)
2023	$11,707.00 (-2.16%) Homeowner's exemption	$437,200	$874,400
2019	$11,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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