730 Heads Ferry Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 730 Heads Ferry Rd, Cornelia, GA 30531

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,587 sqft · built 2007
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Mar 2016)
Tax Bill$2,140 (2026)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN009 003B

Property Details

APN / Parcel Number

Primary APN009 003B
Alternative APNs
  • 671401
  • 372433

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,587 sqft Heated Area
Gross Area2,123 sqft
1st Floor Area568 sqft
Upper Floors Area1,019 sqft
AtticAttic
Attic Area1,019 sqft
FlooringParquet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area46,609 sqft (1.07 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area36 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number372433
Street Address730 HEADS FERRY RD
CityCORNELIA
StateGA
Zip30531-4545
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeLI
Legal Description10-61 LT 19 PB 55-20 DB 1108-134
Legal SubdivisionBREAKSTONE PH 01
Legal Lot Number19
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1009
Census Tract603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address730 HEADS FERRY RD, CORNELIA, GA 30531-4545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2016 · Amount on File
Deed SaleMar 28, 2016 · Amount on File
Prior SaleApr 7, 2015 · Amount on File
Deed Document Number2016526
Deed Book / Page108 / 134
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address730 HEADS FERRY RD, CORNELIA, GA 30531-4545
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 HEADS FERRY RD, CORNELIA, GA 30531-4545

Mortgage

Document Number0000001270/0000000909
DateJul 9, 2021
Book Page0000001270/0000000909
Lender
NameGEORGIAS OWN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,140.00 (+3.68%) Homeowner's exemption$115,640 (+45.35%) Land $16,000 Building $99,640$289,099 (+45.35%) Land $40,000 Building $249,099
2023$2,064.00 (+14.48%)$79,560 (+14.49%) Land $10,000 Building $69,560$198,900 (+14.49%) Land $25,000 Building $173,900
2022$1,803.00$69,492 Land $10,000 Building $59,492$173,730 Land $25,000 Building $148,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 67% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · Cable in parts of the area
2,000 / 2,000
TrailWave
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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