Habersham County property record for 576 Heads Ferry Rd, Cornelia, GA 30531
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1996 |
| Lot Size | 4.53 acres (197,327 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,109 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009 003 |
| Primary APN | 009 003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| Gross Area | 3,690 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 437 sqft |
| Finished Basement | 437 sqft |
| Unfinished Basement | 1,016 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 197,327 sqft (4.53 acres) |
| Lot Width | 450 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,500 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 128 sqft |
| Patio Area | 148 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 372429 |
|---|---|
| Street Address | 576 HEADS FERRY RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 10-60 PB 39-34 462-017 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 603 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 576 HEADS FERRY RD, CORNELIA, GA 30531-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 576 HEADS FERRY RD, CORNELIA, GA 30531-4544 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 576 HEADS FERRY RD, CORNELIA, GA 30531-4544 |
| Document Number | 0000001302/0000000058 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 0000001302/0000000058 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,109.00 Homeowner's exemption | $151,443 (+45.44%) Land $37,106 Building $114,337 | $378,606 (+45.44%) Land $92,764 Building $285,842 |
| 2023 | Homeowner's exemption | $104,128 (+24.23%) Land $25,188 Building $78,940 | $260,320 (+24.23%) Land $62,970 Building $197,350 |
| 2022 | Homeowner's exemption | $83,816 Land $15,112 Building $68,704 | $209,540 Land $37,780 Building $171,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · Cable in parts of the area | 2,000 / 2,000 |
| TrailWave Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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