480 Heads Ferry Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 480 Heads Ferry Rd, Cornelia, GA 30531

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,836 sqft · built 1999
Lot Size	50 acres (2,178,000 sqft)
Owner	Individual Name on Record
Tax Bill	$403 (2026)
Deeds & Mortgages	Jul 2026 Transfer Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009 002`

Property Details

APN / Parcel Number

Primary APN	`009 002`
Alternative APNs	`662054` `372425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Heated Area
1st Floor Area	1,836 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	2,178,000 sqft (50 acres)
Lot Width	294 ft Width

Exterior Amenities

Porch	Slab
Porch Area	528 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	372425
Street Address	480 HEADS FERRY RD
City	CORNELIA
State	GA
Zip	30531-4543
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AGRI
Legal Description	10-91 PB 43-202 933-46
Legal Subdivision	NC SAVILLE PLACE
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1009
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	480 HEADS FERRY RD, CORNELIA, GA 30531-4543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 2, 2026
Property Address	480 HEADS FERRY RD, CORNELIA, GA 30531-4543
Document Number	1438000965
Book / Page	1438 / 965
Instrument Date	Jul 1, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HEADS FERRY RD, CORNELIA, GA 30531-4543

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	480 HEADS FERRY RD, CORNELIA, GA 30531-4543
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HEADS FERRY RD, CORNELIA, GA 30531-4543

Mortgage

Document Number	0000001416/0000000738
Date	Nov 30, 2025
Book Page	0000001416/0000000738

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$403.00 (+9.51%) Homeowner's exemption Senior Citizen's exemption	$250,718 (+0.72%) Land $184,800 Building $65,918	$626,795 (+0.72%) Land $462,000 Building $164,795
2025	$368.00 Homeowner's exemption Senior Citizen's exemption	$248,915 (+72.68%) Land $184,800 Building $64,115	$622,288 (+72.69%) Land $462,000 Building $160,288
2023	Homeowner's exemption	$144,144 (+10.68%) Land $128,000 Building $16,144	$360,360 (+10.68%) Land $320,000 Building $40,360
2022	Homeowner's exemption	$130,232 Land $115,892 Building $14,340	$325,580 Land $289,730 Building $35,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable in parts of the area	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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