930 Heads Ferry Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 930 Heads Ferry Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,114 sqft · built 2004
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2021)
Tax Bill	$4,094 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009 004X`

Property Details

APN / Parcel Number

Primary APN	`009 004X`
Alternative APNs	`682356` `372448`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,114 sqft Heated Area
Gross Area	3,900 sqft
1st Floor Area	894 sqft
Upper Floors Area	1,220 sqft
Attic	Attic
Attic Area	1,220 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	372448
Street Address	930 HEADS FERRY RD
City	CORNELIA
State	GA
Zip	30531-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-60 LT 16 PB 54-157 1283-31
Legal Subdivision	BREAKSTONE
Legal Lot Number	16
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1009
Census Tract	603

Owner

930 Heads Ferry Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	930 HEADS FERRY RD, CORNELIA, GA 30531-4540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	20212490
Deed Book / Page	1283 / 31
Prior Transfer Date	Sep 6, 2013
Prior Transfer Doc	001040/345
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Jun 26, 2026
Property Address	930 HEADS FERRY RD, CORNELIA, GA 30531-4540
Document Number	1437000542
Book / Page	1437 / 542
Instrument Date	Jun 20, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 HEADS FERRY RD, CORNELIA, GA 30531-4540

Mortgage

Document Number	1437000542,
Date	Jun 26, 2026
Book Page	1437/542

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.51%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 8, 2021
Property Address	930 HEADS FERRY RD, CORNELIA, GA 30531-4540
Document Number	1283/31
Book / Page	1283 / 31
Instrument Date	Oct 8, 2021
Instrument	2021-002490
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 HEADS FERRY RD, CORNELIA, GA 30531-4540

Mortgage

Document Number	0000001283/0000000032
Date	Oct 14, 2021
Book Page	0000001283/0000000032

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 930 Heads Ferry Rd was $4,094, down 6.3% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,094.00 (-6.29%)	$179,582 (-0.71%) Land $16,000 Building $163,582	$448,954 (-0.71%) Land $40,000 Building $408,954
2025	$4,369.00	$180,872 Land $16,000 Building $164,872	$452,179 Land $40,000 Building $412,179
2023	$3,871.00 (+15.66%)	$149,156 (+15.64%) Land $10,000 Building $139,156	$372,890 (+15.64%) Land $25,000 Building $347,890
2022	$3,347.00	$128,984 Land $10,000 Building $118,984	$322,460 Land $25,000 Building $297,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 930 Heads Ferry Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 930 Heads Ferry Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable in parts of the area	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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