730 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 730 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,156 sqft · built 1930
Lot Size0.094 acres (4,078 sqft)
OwnerIndividual on Record
Last Sale$115,000 (Nov 2021)
Tax Bill$1,147 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Sep 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-047710

Property Details

APN / Parcel Number

Primary APN04-047710
Alternative APNs
  • 4047710
  • 047710

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,156 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,078 sqft (0.094 acres)
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number047710
Street Address730 E OLDTOWN RD
CityCUMBERLAND
StateMD
Zip21502-3751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZ-RC
Legal Description730 OLDTOWN RD LOT 33 BLK 22 JH 35X116 35X117
Legal SubdivisionJOHNSON HEIGHTS ADDITION
Legal Block22
Legal Lot Number33
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1063
Census Tract600

Owner

Source: Allegany County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address730 E OLDTOWN RD, CUMBERLAND, MD 21502-3751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 28, 2020Grant Deed, Transfer
CROWN TITLE CORPORATION
Apr 10, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Prior SaleSep 28, 2020 · Amount on Record
Deed Book / Page2718 / 444
Prior Transfer DateJul 8, 2011
Prior Transfer Doc1805000414
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateNov 3, 2021
Property Address730 E OLDTOWN RD, CUMBERLAND, MD 21502-3751
Document Number002718-0444
Book / Page2718 / 444
Instrument DateJun 30, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002718451
DateNov 3, 2021
Instrument2718/451
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueJul 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateSep 28, 2020
Property Address730 E OLDTOWN RD, CUMBERLAND, MD 21502-3751
Document Number0025890473
Book / Page002589 / 000473
Instrument DateAug 24, 2020
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$250.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address730 E OLDTOWN RD CUMBERLAND MD 215023751, CUMBERLAND, MD 21502-3751

April 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionALLEGANY MD
Recording DateApr 10, 2019
Property Address730 E OLDTOWN RD, CUMBERLAND, MD 21502-3751
Document Number0024570233
Book / Page002457 / 000233
Instrument DateJan 3, 2019
Transaction TypeForeclosure
Record UpdatedApr 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$352.80
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address730 E OLDTOWN RD CUMBERLAND MD 215023751, CUMBERLAND, MD 21502-3751

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,400 (+26.2%) Land $8,100 Building $126,300$134,400 (+26.2%) Land $8,100 Building $126,300
2025$1,147.00 (+15.86%)
2023$990.00$106,500 Land $8,100 Building $98,400$106,500 Land $8,100 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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