Allegany County property record for 805 E Oldtown Rd, Cumberland, MD 21502
| Property Type | Office Building |
|---|---|
| Details | 3 ba · 3,116 sqft · built 2008 |
| Lot Size | 0.199 acres (8,663 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Aug 2022) |
| Tax Bill | $2,474 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-031814 |
| Primary APN | 04-031814 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,116 sqft Total Area |
| 1st Floor Area | 3,116 sqft |
| Basement Area | 2,636 sqft |
| Unfinished Basement | 2,876 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,663 sqft (0.199 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 031814 |
|---|---|
| Street Address | 805 E OLDTOWN RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4053 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 805 OLDTOWN RD LOTS 9-10-11 86X101 84X102 |
| Legal Subdivision | SOMERVILLES ADD |
| Legal Lot Number | 9-11 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7908 PETTIGREW ST, ELKRIDGE, MD 21075-7957 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed, Transfer · Stand-Alone First Mortgage PATRIOT FCU |
| Sep 18, 2020 | Grant Deed, Transfer · Conventional Mortgage M&T BK |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI GRANT CNTY BK |
| May 7, 2020 | Deed of Trust, Mortgage GRANT CNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Prior Sale | Sep 18, 2020 · Amount on Record |
| Deed Book / Page | 2812 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 31, 2022 |
| Property Address | 805 E OLDTOWN RD, CUMBERLAND, MD 21502-4053 |
| Document Number | 002812-0299 |
| Book / Page | 2812 / 299 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TTL & STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7908 PETTIGREW ST, ELKRIDGE, MD 21075-7957 |
| Document Number | 0002812305 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2812-305 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 18, 2020 |
| Property Address | 805 E OLDTOWN RD, CUMBERLAND, MD 21502-4053 |
| Document Number | 0025860231 |
| Book / Page | 002586 / 000231 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31 GRACE CABIN LN RIDGELEY WV 267539807, RIDGELEY, WV 26753-9807 |
| Document Number | 25860260 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 002586/000260 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 805 E OLDTOWN RD, CUMBERLAND, MD 21502-4053 |
| Document Number | 0025550263 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 805 E OLDTOWN RD CUMBERLAND MD 215024053, CUMBERLAND, MD 21502-4053 |
| Document Number | 0025550263 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 002555/000263 |
| Name | GRANT CNTY BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 18, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 805 E OLDTOWN RD, CUMBERLAND, MD 21502-4053 |
| Document Number | 0025550282 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0025550282 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 002555/000282 |
| Name | GRANT CNTY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 18, 2025 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,400 (+25.34%) Land $54,100 Building $235,300 | $289,400 (+25.34%) Land $54,100 Building $235,300 | |
| 2025 | $2,474.00 (+15.18%) | ||
| 2023 | $2,148.00 | $230,900 Land $64,900 Building $166,000 | $230,900 Land $64,900 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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