Allegany County property record for 725 E Oldtown Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,788 sqft · built 1880 |
| Lot Size | 0.267 acres (11,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,999 (Mar 2023) |
| Tax Bill | $1,043 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-044746 |
| Primary APN | 04-044746 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,788 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Brick |
| Roof Material | Slate |
| Lot Area | 11,613 sqft (0.267 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 044746 |
|---|---|
| Street Address | 725 E OLDTOWN RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 725 OLDTOWN RD LOTS 1,2,12 & RESERVED IRREGULAR |
| Legal Subdivision | SOMERVILLES ADDITION |
| Legal Lot Number | 1,2,12 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700 |
725 E Oldtown Rd is owned and occupied by two individuals who bought it in March 2023.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 E OLDTOWN RD, CUMBERLAND, MD 21502-3762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed, Transfer · VA Mortgage FIRST MORTGAGE SERVICES |
| Oct 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Oct 3, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Deed Book / Page | 2862 / 69 |
| Prior Transfer Date | Aug 1, 2017 |
| Prior Transfer Doc | 002329-0453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Mar 7, 2023 |
| Property Address | 725 E OLDTOWN RD, CUMBERLAND, MD 21502-3762 |
| Document Number | 002862-0069 |
| Book / Page | 2862 / 69 |
| Map Reference | MB 112 PG 728 |
| Instrument Date | Jan 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 725 E OLDTOWN RD, CUMBERLAND, MD 21502-3762 |
| Document Number | 0028620077 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2862-0077 |
| Name | FIRST MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 3, 2017 |
| Property Address | 725 E OLDTOWN RD, CUMBERLAND, MD 21502-3762 |
| Document Number | 0023290453 |
| Book / Page | 002329 / 000453 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 E OLDTOWN RD CUMBERLAND MD 215023762, CUMBERLAND, MD 21502-3762 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 3, 2017 |
| Property Address | 725 E OLDTOWN RD, CUMBERLAND, MD 21502-3762 |
| Document Number | 0023290453 |
| Book / Page | 002329 / 000453 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 E OLDTOWN RD CUMBERLAND MD 215023762, CUMBERLAND, MD 21502-3762 |
The 2025 property tax bill for 725 E Oldtown Rd was $1,043.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,700 (+6.06%) Land $13,400 Building $107,300 | $120,700 (-) Land $13,400 Building $107,300 | |
| 2025 | $1,043.00 | $113,800 | $120,700 Land $13,400 Building $107,300 |
| 2023 | $930.00 | $100,000 Land $13,400 Building $86,600 | $100,000 Land $13,400 Building $86,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 E Oldtown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 E Oldtown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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