729 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 729 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,050 sqft · built 1931
Lot Size0.076 acres (3,300 sqft)
OwnerIndividual Name on File
Last Sale$54,000 (Sep 2023)
Tax Bill$704 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-037650

Property Details

APN / Parcel Number

Primary APN04-037650
Alternative APNs
  • 4037650
  • 037650

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Total Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,300 sqft (0.076 acres)
Lot Dimensions100 ft deep x 30 ft wide
PorchSlab
Porch Area180 sqft
Deck Area258 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number037650
Street Address729 E OLDTOWN RD
CityCUMBERLAND
StateMD
Zip21502-3762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description729 E OLDTOWN RD LOT 3 30X110 SOMERVILLE
Legal SubdivisionSOMERVILLE ADDITION
Legal Lot Number3
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1001
Census Tract700

Owner

729 E Oldtown Rd is owned and occupied by an individual who bought it in September 2023.

Source: Allegany County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address729 E OLDTOWN RD, CUMBERLAND, MD 21502-3762
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on File
Deed SaleSep 6, 2023 · Amount on File
Deed Book / Page2906 / 19
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateSep 6, 2023
Property Address729 E OLDTOWN RD, CUMBERLAND, MD 21502-3762
Document Number002906-0019
Book / Page2906 / 19
Instrument DateAug 14, 2023
Transaction TypeTransfer
Record UpdatedSep 26, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address729 E OLDTOWN RD, CUMBERLAND, MD 21502-3762

Mortgage

Document Number0029060025
DateSep 6, 2023
Instrument2906-0025
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 729 E Oldtown Rd was $704.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,000 Land $6,600 Building $81,400$88,000 Land $6,600 Building $81,400
2025$704.00
2023$502.00$54,000 Land $6,000 Building $48,000$54,000 Land $6,000 Building $48,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 E Oldtown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993–1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 E Oldtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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