7286 River Rock Dr, Davison, MI 48423 Property Records

Genesee County property record for 7286 River Rock Dr, Davison, MI 48423

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,840 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$334,900 (Mar 2022)
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-676-044`

Property Details

APN / Parcel Number

Primary APN	`05-06-676-044`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	123 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7286 RIVER ROCK DR
City	DAVISON
State	MI
Zip	48423-2077
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NOT AVAILA
Legal Description	UNIT 44 OF STILLWATER CONDOMINIUM SEC 6 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	06
Legal Subdivision	STILLWATER CONDOMINIUM
Legal Unit	44
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1000
Census Tract	11714

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage READY CAPITAL CORP
Nov 19, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Mar 29, 2022	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Feb 10, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	202218497
Last Transfer Date	Nov 18, 2025
Transfer Doc	0000023433
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028383
Date	Dec 23, 2025
Instrument	202512230028383

Lender

Name	READY CAPITAL CORP
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33316

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 19, 2025
Property Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Document Number	0000023433
Map Reference	DOC 200702090010159
Instrument Date	Nov 18, 2025
Instrument	202511190023433
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Investor	Possibly a Property Investor

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001341
Date	Jan 9, 2023
Instrument	202301090001341

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 29, 2022
Property Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Document Number	0000018497
Instrument Date	Mar 15, 2022
Instrument	202203290018497
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 S PACKARD AVE, BURTON, MI 48509-2340
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018498
Date	Mar 29, 2022
Instrument	202203290018498

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 10, 2021
Property Address	7286 RIVER ROCK DR, DAVISON, MI 48423-2077
Document Number	0000010095
Instrument Date	Jan 27, 2021
Instrument	202102100010095
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 W HILL RD, 1320, FLINT, MI 48507-4737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,100 (+6.12%) Land $13,100 Building $129,000	$284,200 (+6.12%) Land $26,200 Building $258,000
2025	$5,011.00 (+2.33%) Homeowner's exemption	$133,900 (+9.66%)	$267,800 (+9.66%)
2024	$4,897.00 (+1,063.18%)
2023		$122,100	$244,200
2019	$421.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

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