Howard County property record for 7281 Darby Downs, Elkridge, MD 21075
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 2,600 sqft · built 2007 |
| Lot Size | 9.22 acres (401,866 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,868 (Jun 2022) |
| Tax Bill | $5,264 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-315757 |
| Primary APN | 01-315757 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,600 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 401,866 sqft (9.22 acres) |
| Account Number | 315757 |
|---|---|
| Street Address | 7281 DARBY DOWNS |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5437 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CACLI |
| Legal Description | LAND UT 3 P/O 12806S 7281 DARBY DOWNS ELKRIDGE CROSSING CONDO |
| Legal Lot Number | UN 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7281 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERIS BANK |
| Feb 25, 2020 | Deed, Transfer · FHA Mortgage AMERIS BANK |
| Mar 27, 2017 | Deed, Transfer · Conventional Mortgage TOWNE BANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Book / Page | 21574 / 270 |
| Prior Transfer Date | Apr 28, 2022 |
| Prior Transfer Doc | 0215740270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 14, 2022 |
| Property Address | 7281 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0215740270 |
| Book / Page | 21574 / 270 |
| Map Reference | PL 19696-19699 |
| Instrument Date | Apr 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7281 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0021574279 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 21574/279 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 25, 2020 |
| Property Address | 7281 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0191990481 |
| Book / Page | 19199 / 481 |
| Map Reference | PL 19696-19699 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,374.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7281 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 19199489 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 19199/489 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 27, 2017 |
| Property Address | 7281 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0175060044 |
| Book / Page | 17506 / 044 |
| Map Reference | LB11133 FO555 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 17506-044 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7281 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 17506051 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 17506-051 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,264.00 (+0.96%) Homeowner's exemption | $395,200 (+6.29%) Land $118,500 Building $276,700 | $395,200 (-) Land $118,500 Building $276,700 |
| 2025 | $5,214.00 (+5.21%) Homeowner's exemption | $371,800 (+14.4%) | $395,200 (+21.6%) Land $118,500 Building $276,700 |
| 2024 | $4,956.00 (+36.15%) | ||
| 2023 | $325,000 Land $97,500 Building $227,500 | $325,000 Land $97,500 Building $227,500 | |
| 2022 | $3,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures