7275 Darby Downs, Elkridge, MD 21075 Property Records

Howard County property record for 7275 Darby Downs, Elkridge, MD 21075

Property Summary

Property Type	Condominium
Details	2 ba · 1,600 sqft · built 2007
Lot Size	9.22 acres (401,866 sqft)
Owner	Individual Name on File
Last Sale	$211,444 (Mar 2008)
Tax Bill	$3,095 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-315676`

Property Details

APN / Parcel Number

Primary APN	`01-315676`
Alternative APN	`315676`

Interior

Full Baths	2 Baths
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	401,866 sqft (9.22 acres)

Location & Zoning

Account Number	315676
Street Address	7275 DARBY DOWNS
City	ELKRIDGE
State	MD
Zip	21075-5437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CACLI
Legal Description	LAND UT 3 P/O 12806S 7275 DARBY DOWNS ELKRIDGE CROSSING CONDO
Legal Lot Number	UN 3
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

7275 Darby Downs, a condominium, is owned and occupied by an individual who bought it in March 2008.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7275 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2008 · Amount on File
Deed Sale	Mar 19, 2008 · Amount on File
Deed Document Number	200884879
Deed Book / Page	11133 / 432
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7275 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7275 DARBY DOWNS, ELKRIDGE, MD 21075-5437

Mortgage

Document Number	0197890260
Date	Oct 7, 2020
Book Page	19789/260

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	263 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 7275 Darby Downs was $3,095 with a homeowner's exemption, down 1.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,095.00 (-1.68%) Homeowner's exemption	$243,200 (+6.29%) Land $72,900 Building $170,300	$243,200 (-) Land $72,900 Building $170,300
2025	$3,148.00 Homeowner's exemption	$228,800	$243,200 Land $72,900 Building $170,300
2023		$200,000 Land $60,000 Building $140,000	$200,000 Land $60,000 Building $140,000
2022	$2,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7275 Darby Downs in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7275 Darby Downs is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20