Howard County property record for 7279 Darby Downs, Elkridge, MD 21075
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,600 sqft · built 2007 |
| Lot Size | 9.22 acres (401,866 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,727 (Apr 2008) |
| Tax Bill | $4,970 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-315684 |
| Primary APN | 01-315684 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,600 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 401,866 sqft (9.22 acres) |
| Account Number | 315684 |
|---|---|
| Street Address | 7279 DARBY DOWNS |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5437 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CACLI |
| Legal Description | LAND UT 3 P/O 12806S 7279 DARBY DOWNS ELKRIDGE CROSSING CONDO |
| Legal Lot Number | UN 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7279 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Jun 23, 2021 | · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2008 · Amount on Record |
| Deed Sale | Apr 17, 2008 · Amount on Record |
| Deed Document Number | 200885281 |
| Deed Book / Page | 11175 / 157 |
| Last Transfer Date | Jun 15, 2021 |
| Transfer Doc | 0206580136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7279 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | KK TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 7279 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0208970448 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 20897/448 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Jurisdiction | HOWARD MD |
|---|---|
| Recording Date | Jun 23, 2021 |
| Property Address | 7279 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0206580136 |
| Book / Page | 20658 / 136 |
| Map Reference | PL 19696-19699 |
| Instrument Date | Jun 15, 2021 |
| Record Updated | Jul 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7279 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0206580141 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 20658/141 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,970.00 (+3.18%) Homeowner's exemption | $356,800 (+5.52%) Land $107,000 Building $249,800 | $356,800 (-) Land $107,000 Building $249,800 |
| 2025 | $4,817.00 (+5.08%) Homeowner's exemption | $338,133 (+12.41%) | $356,800 (+18.62%) Land $107,000 Building $249,800 |
| 2024 | $4,584.00 (+38.57%) | ||
| 2023 | $300,800 Land $90,200 Building $210,600 | $300,800 Land $90,200 Building $210,600 | |
| 2022 | $3,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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