Howard County property record for 7269 Darby Downs, Elkridge, MD 21075
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 2,600 sqft · built 2007 |
| Lot Size | 9.22 acres (401,866 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Dec 2018) |
| Tax Bill | $5,264 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-315722 |
| Primary APN | 01-315722 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,600 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 401,866 sqft (9.22 acres) |
| Account Number | 315722 |
|---|---|
| Street Address | 7269 DARBY DOWNS |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5437 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CACLI |
| Legal Description | LAND UT 3 P/O 12806S 7269 DARBY DOWNS ELKRIDGE CROSSING CONDO |
| Legal Lot Number | UN 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7269 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Nov 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Dec 14, 2018 | Grant Deed, Transfer · FHA Mortgage HOMESPIRE MTG CORP |
| Aug 14, 2018 | Trustee's Deed, Transfer MARYLAND TITLE WORKS UNLIMITED |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Book / Page | 18499 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7269 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0189060388 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 18906/388 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7269 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0199640001 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 19964/1 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 14, 2018 |
| Property Address | 7269 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0184990264 |
| Book / Page | 018499 / 000264 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7269 DARBY DOWNS ELKRIDGE MD 210755437, ELKRIDGE, MD 21075-5437 |
| Document Number | 184990270 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 018499/000270 |
| Name | HOMESPIRE MTG CORP |
|---|---|
| Address | GAITHERSBURG, MD 20878 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 14, 2018 |
| Property Address | 7269 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0183180002 |
| Book / Page | 018318 / 000002 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | MARYLAND TITLE WORKS UNLIMITED |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6437 QUIET NIGHT RIDE COLUMBIA MD 210446049, COLUMBIA, MD 21044-6049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,264.00 (+0.96%) Homeowner's exemption | $395,200 (+6.29%) Land $118,500 Building $276,700 | $395,200 (-) Land $118,500 Building $276,700 |
| 2025 | $5,214.00 (+43.24%) Homeowner's exemption | $371,800 (+14.4%) | $395,200 (+21.6%) Land $118,500 Building $276,700 |
| 2023 | $325,000 Land $97,500 Building $227,500 | $325,000 Land $97,500 Building $227,500 | |
| 2022 | $3,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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