Somerset County property record for 7278 River Rd, Westover, MD 21871
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,890 sqft · built 2019 |
| Lot Size | 5.89 acres (256,568 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,000 (Dec 1996) |
| Tax Bill | $1,079 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-040437 |
| Primary APN | 03-040437 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,890 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 256,568 sqft (5.89 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 60 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 040437 |
|---|---|
| Street Address | 7278 RIVER RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4008 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A |
| Legal Description | 5.89 ACRES-WOOD W/S ANNAMESSEX RIVER RD N/MARION |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 3, BRINKLEYS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930500 |
Source: Somerset County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7278 RIVER RD, WESTOVER, MD 21871-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 1996 · Amount on Record |
| Deed Sale | Dec 23, 1996 · Amount on Record |
| Deed Document Number | 1996773 |
| Deed Book / Page | 446 / 38 |
| Record Updated | Oct 29, 2026 |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,079.00 (-49.49%) Homeowner's exemption | $219,633 (+42.46%) | $247,100 (+50.03%) Land $77,700 Building $169,400 |
| 2025 | $2,136.00 (+24.62%) Homeowner's exemption | ||
| 2023 | $1,714.00 Homeowner's exemption | $154,167 | $164,700 Land $47,300 Building $117,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 28 (1984–2022) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 95% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bloosurf Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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