Somerset County property record for 7215 River Rd, Westover, MD 21871
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 2,016 sqft · built 2007 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $114,000 (Apr 2014) |
| Tax Bill | $2,754 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-053458 |
| Primary APN | 03-053458 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,016 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 392,040 sqft (9 acres) |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 053458 |
|---|---|
| Street Address | 7215 RIVER RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4009 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A |
| Legal Description | 9 ACRES E/ANNAMESSEX RIV RD N/MARION |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 13, WESTOVER |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 930800 |
Source: Somerset County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7215 RIVER RD, WESTOVER, MD 21871-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2014 · Amount on Record |
| Deed Sale | Apr 15, 2014 · Amount on Record |
| Prior Sale | Aug 31, 1990 · Amount on Record |
| Deed Book / Page | 871 / 228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MD |
| Property Address | 7215 RIVER RD, WESTOVER, MD 21871-4009 |
| Document Number | 0009430386 |
| Book / Page | 000943 / 000386 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7215 RIVER RD WESTOVER MD 218714009, WESTOVER, MD 21871-4009 |
| Document Number | 0009430386 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 000943/000386 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 14, 2032 |
Source: Somerset County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,633 (+41.2%) | $292,600 (+36.28%) Land $85,500 Building $207,100 | |
| 2025 | $2,754.00 (+31.21%) Homeowner's exemption | ||
| 2023 | $2,099.00 | $188,833 | $214,700 Land $52,000 Building $162,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 6 (2012–2022) |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 96% of Maryland |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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