Somerset County property record for 7308 River Rd, Westover, MD 21871
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1956 |
| Lot Size | 60 acres (2,613,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,975 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-038440 |
| Primary APN | 03-038440 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 2,613,600 sqft (60 acres) |
| View / Lot | Waterfront |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038440 |
|---|---|
| Street Address | 7308 RIVER RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | 60 AC W/S ANNAMESSEX RIVER RD NW/MARION |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 3, BRINKLEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 930500 |
Source: Somerset County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7308 RIVER RD, WESTOVER, MD 21871-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,975.00 (+2.94%) Homeowner's exemption | $262,167 (+12.37%) | $275,200 (+16.56%) Land $216,300 Building $58,900 |
| 2025 | $2,890.00 (+11.41%) Homeowner's exemption | ||
| 2023 | $2,594.00 Homeowner's exemption | $233,300 | $236,100 Land $186,300 Building $49,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 28 (1984–2022) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 97.2% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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