7249 River Rd, Westover, MD 21871 Property Records

Somerset County property record for 7249 River Rd, Westover, MD 21871

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,316 sqft · built 2005
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$2,512 (2026)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone AE (high risk)
APN03-037444

Property Details

APN / Parcel Number

Primary APN03-037444
Alternative APNs
  • 3037444
  • 037444

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,316 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeMixed
Garage Area500 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area144 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number037444
Street Address7249 RIVER RD
CityWESTOVER
StateMD
Zip21871-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description1 ACRE E/S ANNAMESSEX RIVER RD N/MARION
Legal SubdivisionN/MARION
JurisdictionSOMERSET MD
Township / Civil Division13, WESTOVER
Census Block Group2
Census Block2037
Census Tract930800

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7249 RIVER RD, WESTOVER, MD 21871-4009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2011
Deed SaleJul 15, 2011
Prior SaleJun 30, 2011 · Amount on Record
Deed Document Number2011807/0064
Deed Book / Page807 / 64
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MD
Property Address7249 RIVER RD, WESTOVER, MD 21871-4009
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0012190025
DateMar 18, 2022
Book Page1219/25
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySomerset County
Unified School DistrictSomerset County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,512.00 (+6.94%) Homeowner's exemption$238,367 (+37.89%)$266,400 (+46.13%) Land $55,500 Building $210,900
2025$2,349.00 (+22.22%) Homeowner's exemption
2023$1,922.00 Homeowner's exemption$172,867$182,300 Land $38,000 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims6 (2012–2022)
Most Recent ClaimDec 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 95% of Maryland
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number