7270 Darby Downs, Unit R, Elkridge, MD 21075 Property Records

Howard County property record for 7270 Darby Downs, Unit R, Elkridge, MD 21075

Property Summary

Property Type	Condominium
Details	2 ba · 1,400 sqft · built 2007
Lot Size	0.265 acres (11,552 sqft)
Owner	2 Individual Names on File
Last Sale	$322,500 (Mar 2025)
Tax Bill	$4,091 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-314629`

Property Details

APN / Parcel Number

Primary APN	`01-314629`
Alternative APN	`314629`

Interior

Full Baths	2 Baths
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	11,552 sqft (0.265 acres)

Location & Zoning

Account Number	314629
Street Address	7270 DARBY DOWNS, R
City	ELKRIDGE
State	MD
Zip	21075-5435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CACLI
Legal Description	LAND UT 14 11552 SQ' 7270 DARBY DOWNS UN R ELKRIDGE CROSSING CONDO
Legal Subdivision	ELKRIDGE XING CONDO ASSOCIATIO
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

7270 Darby Downs, Unit R is owned and occupied by two individuals who bought it in March 2025.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7270 DARBY DOWNS, R, ELKRIDGE, MD 21075-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Book / Page	22701 / 402
Record Updated	Oct 29, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 30, 2020
Property Address	7270 DARBY DOWNS UNIT R, R, ELKRIDGE, MD 21075-5435
Document Number	0192610117
Book / Page	19261 / 117
Map Reference	PL 19612-19615
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,062.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7270 DARBY DOWNS UNIT R, R, ELKRIDGE, MD 21075-5435

Mortgage

Document Number	1926125
Date	Mar 30, 2020
Instrument	1926/125

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7270 Darby Downs, Unit R was $4,091 with a homeowner's exemption, up 3.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,091.00 (+3.94%) Homeowner's exemption	$289,800 (+6.88%) Land $86,900 Building $202,900	$289,800 (-) Land $86,900 Building $202,900
2025	$3,936.00 Homeowner's exemption	$271,133	$289,800 Land $86,900 Building $202,900
2023		$233,800 Land $70,100 Building $163,700	$233,800 Land $70,100 Building $163,700
2022	$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7270 Darby Downs, Unit R in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7270 Darby Downs, Unit R is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20