Howard County property record for 7270 Darby Downs, Unit N, Elkridge, MD 21075
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2007 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,000 (Jun 2026) |
| Tax Bill | $4,218 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-314599 |
| Primary APN | 01-314599 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,400 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 11,552 sqft (0.265 acres) |
| Account Number | 314599 |
|---|---|
| Street Address | 7270 DARBY DOWNS, N |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5435 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CACLI |
| Legal Description | LAND UT 14 11552 SQ' 7270 DARBY DOWNS UN N ELKRIDGE CROSSING CONDO |
| Legal Subdivision | ELKRIDGE CROSSING CONDOMINIUM |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
7270 Darby Downs, Unit N is owned and occupied by an individual who bought it in June 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7270 DARBY DOWNS, N, ELKRIDGE, MD 21075-5435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed, Transfer · Conventional Mortgage JOHNS HOPKINS FEDERAL CREDIT UNION |
| May 1, 2020 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | May 8, 2020 · Amount on File |
| Deed Book / Page | 23273 / 450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 10, 2026 |
| Document Number | 2327000450 |
| Book / Page | 23273 / 450 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | MARVEL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 2327000457, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 23273/457 |
| Name | JOHNS HOPKINS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 1, 2020 |
| Property Address | 7270 DARBY DOWNS UNIT N, N, ELKRIDGE, MD 21075-5435 |
| Document Number | 0193520128 |
| Book / Page | 019352 / 000128 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | AMERIKOR TITLE ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7361 CALHOUN PL #340 ROCKVILLE MD 208552777, 340, ROCKVILLE, MD 20855-2777 |
| Document Number | 193520133 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 019352/000133 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2050 |
The 2026 property tax bill for 7270 Darby Downs, Unit N was $4,218, up 7.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,218.00 (+7.16%) | $289,800 (+6.88%) Land $86,900 Building $202,900 | $289,800 (-) Land $86,900 Building $202,900 |
| 2025 | $3,936.00 | $271,133 | $289,800 Land $86,900 Building $202,900 |
| 2023 | $233,800 Land $70,100 Building $163,700 | $233,800 Land $70,100 Building $163,700 | |
| 2022 | $2,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7270 Darby Downs, Unit N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7270 Darby Downs, Unit N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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