7270 Darby Downs, Unit P, Elkridge, MD 21075 Property Records

Howard County property record for 7270 Darby Downs, Unit P, Elkridge, MD 21075

Property Summary

Property Type	Condominium
Details	2 ba · 1,400 sqft · built 2007
Lot Size	0.265 acres (11,552 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2024)
Tax Bill	$4,218 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-314602`

Property Details

APN / Parcel Number

Primary APN	`01-314602`
Alternative APN	`314602`

Interior

Full Baths	2 Baths
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	11,552 sqft (0.265 acres)

Location & Zoning

Account Number	314602
Street Address	7270 DARBY DOWNS, P
City	ELKRIDGE
State	MD
Zip	21075-5435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CACLI
Legal Description	LAND UT 14 11552 SQ' 7270 DARBY DOWNS UN P ELKRIDGE CROSSING CONDO
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

7270 Darby Downs, Unit P is owned and occupied by two individuals who bought it in June 2024.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7270 DARBY DOWNS, P, ELKRIDGE, MD 21075-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Book / Page	22399 / 357
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 28, 2022
Property Address	7270 DARBY DOWNS UNIT P, P, ELKRIDGE, MD 21075-5435
Document Number	0213630330
Book / Page	21363 / 330
Map Reference	PL 19612-19615
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,092.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7270 DARBY DOWNS UNIT P, P, ELKRIDGE, MD 21075-5435

Mortgage

Document Number	0021363336
Date	Feb 28, 2022
Instrument	21363/336

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 7270 Darby Downs, Unit P was $4,218, up 7.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,218.00 (+7.16%)	$289,800 (+6.88%) Land $86,900 Building $202,900	$289,800 (-) Land $86,900 Building $202,900
2025	$3,936.00	$271,133	$289,800 Land $86,900 Building $202,900
2023		$233,800 Land $70,100 Building $163,700	$233,800 Land $70,100 Building $163,700
2022	$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7270 Darby Downs, Unit P in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7270 Darby Downs, Unit P is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20