7270 Darby Downs, Unit M, Elkridge, MD 21075 Property Records

Howard County property record for 7270 Darby Downs, Unit M, Elkridge, MD 21075

Property Summary

Property Type	Condominium
Details	2 ba · 1,400 sqft · built 2007
Lot Size	0.265 acres (11,552 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Dec 2019)
Tax Bill	$4,218 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-314580`

Property Details

APN / Parcel Number

Primary APN	`01-314580`
Alternative APN	`314580`

Interior

Full Baths	2 Baths
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	11,552 sqft (0.265 acres)

Location & Zoning

Account Number	314580
Street Address	7270 DARBY DOWNS, M
City	ELKRIDGE
State	MD
Zip	21075-5435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CACLI
Legal Description	LAND UT 14 11552 SQ' 7270 DARBY DOWNS UN M ELKRIDGE CROSSING CONDO
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

7270 Darby Downs, Unit M is owned and occupied by an individual who bought it in December 2019.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7270 DARBY DOWNS, M, ELKRIDGE, MD 21075-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Jan 4, 2008 · Amount on File
Deed Book / Page	19075 / 417
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 18, 2019
Property Address	7270 DARBY DOWNS UNIT M, M, ELKRIDGE, MD 21075-5435
Document Number	0190750417
Book / Page	19075 / 417
Map Reference	PL 19612-19615
Instrument Date	Nov 1, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7270 DARBY DOWNS UNIT M, M, ELKRIDGE, MD 21075-5435

Mortgage

Document Number	19075425
Date	Dec 18, 2019
Instrument	19075/425

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7270 Darby Downs, Unit M was $4,218, up 7.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,218.00 (+7.16%)	$289,800 (+6.88%) Land $86,900 Building $202,900	$289,800 (-) Land $86,900 Building $202,900
2025	$3,936.00	$271,133	$289,800 Land $86,900 Building $202,900
2023		$233,800 Land $70,100 Building $163,700	$233,800 Land $70,100 Building $163,700
2022	$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7270 Darby Downs, Unit M in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7270 Darby Downs, Unit M is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20