727 Holiday Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 727 Holiday Cv, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,128 sqft · built 2022
Lot Size0.235 acres (10,255 sqft)
OwnerIndividual Name on Record
Tax Bill$2,378 (2025)
Deeds & MortgagesNov 2025 Sale
Jan 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-1-12-82-0-00126-00

Property Details

APN / Parcel Number

Primary APN3-08-1-12-82-0-00126-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,128 sqft Adjusted Area
1st Floor Area1,701 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area10,255 sqft (0.235 acres)

Location & Zoning

Street Address727 HOLIDAY CV
CityHERNANDO
StateMS
Zip38632-1023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionCOPPER LEAF AT ARBOR POINTE PH LOT 126
Legal Range008
Legal Township03S
Legal Section12
Legal SubdivisionCOPPER LEAF AT ARBOR POINTE PH II
Legal Lot Number126
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1008
Census Tract71121

Owner

Source: DeSoto County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address727 HOLIDAY CV, HERNANDO, MS 38632-1023
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Warranty Deed, Transfer
UNKNOWN, GUARDIAN TITLE LLC
Jan 28, 2022Deed of Trust, Mortgage · Construction Mortgage
PARTNERS BANK
May 31, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2025
Deed SaleNov 6, 2025
Deed Book / Page1025 / 21612
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateNov 6, 2025
Property Address727 HOLIDAY CV, HERNANDO, MS 38632-1023
Document Number1025/21612
Book / Page1025 / 21612
Map ReferenceMB 136 PG 38
Instrument DateNov 5, 2025
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyUNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 W VILLAGE DR APT 204, 204, FESTUS, MO 63028-2677

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 HOLIDAY CV, HERNANDO, MS 38632-1023

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address727 HOLIDAY CV, HERNANDO, MS 38632-1023
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1361 NESBIT DR, NESBIT, MS 38651-6030

Mortgage

Document Number005453/341
DateJan 28, 2022
Book Page5453/341
Lender
NamePARTNERS BANK
TypeBank
AddressMARION, AR 72364
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 25, 2023

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 31, 2022
Property Address727 HOLIDAY CV, HERNANDO, MS 38632-1023
Document Number0000999/30
Book / Page999 / 30
Map ReferenceMB 136 PG 38
Instrument DateMay 25, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022
Title CompanyALTA TITLE AND ESCROW, REALTY TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 488, NESBIT, MS 38651-0488

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address727 HOLIDAY CV, HERNANDO, MS 38632-1023

Mortgage

Document Number0000554015
DateMay 31, 2022
Instrument5540/15
Lender
NameEAGLE BANK & TRUST CO
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,378.00$17,147 (-) Land $4,000 Building $13,147$171,468 (-) Land $40,000 Building $131,468
2024$2,378.00 (+281.09%)$17,147 (-) Land $4,000 Building $13,147$171,468 (-) Land $40,000 Building $131,468
2023$17,147$171,468 Land $40,000 Building $131,468
2022$624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 41% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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