694 Holiday Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 694 Holiday Cv, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,457 sqft · built 2021
Lot Size0.271 acres (11,811 sqft)
OwnerIndividual Name on File
Tax Bill$1,330 (2025)
Deeds & MortgagesMay 2023 Sale
Sep 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-1-12-82-0-00119-00

Property Details

APN / Parcel Number

Primary APN3-08-1-12-82-0-00119-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,457 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area11,811 sqft (0.271 acres)

Location & Zoning

Street Address694 HOLIDAY CV
CityHERNANDO
StateMS
Zip38632-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionCOPPER LEAF AT ARBOR POINTE PH LOT 119
Legal SubdivisionCOPPER LEAF AT ARBOR POINTE PH II
Legal Lot Number119
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1008
Census Tract71121

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address694 HOLIDAY CV, HERNANDO, MS 38632-1022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Warranty Deed, Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC
Sep 9, 2021Deed of Trust, Mortgage · Construction Mortgage
TRUSTMARK NATIONAL BANK
Feb 4, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 3, 2023
Deed SaleMay 3, 2023
Prior SaleFeb 4, 2022
Deed Document Number0010237213
Deed Book / Page1023 / 7213
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 3, 2023
Property Address694 HOLIDAY CV, HERNANDO, MS 38632-1022
Document Number01023/7213
Book / Page1023 / 7213
Map ReferenceMB 136 PG 38
Instrument DateApr 27, 2023
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 11347, COSTA MESA, CA 92627-9347

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7102 OAK FOREST DR, OLIVE BRANCH, MS 38654-1345

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address694 HOLIDAY CV, HERNANDO, MS 38632-1022
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 488, NESBIT, MS 38651-0488
InvestorPossibly a Property Investor

Mortgage

Document Number0005339/10
DateSep 9, 2021
Book Page5339/10
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39205
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 10, 2022

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateFeb 4, 2022
Property Address694 HOLIDAY CV, HERNANDO, MS 38632-1022
Document Number000986/733
Book / Page986 / 733
Map ReferenceMB 136 PG 38
Instrument DateJan 31, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 488, NESBIT, MS 38651-0488

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address694 HOLIDAY CV, HERNANDO, MS 38632-1022
InvestorPossibly a Property Investor

Mortgage

Document Number0005458599
DateFeb 4, 2022
Instrument5458/599
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,330.00 (-16.04%)$18,918 (-) Land $4,000 Building $14,918$189,175 (-) Land $40,000 Building $149,175
2023$1,584.00$18,918$189,175 Land $40,000 Building $149,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 50% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Telapex
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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