DeSoto County property record for 689 Holiday Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,184 sqft · built 2022 |
| Lot Size | 0.247 acres (10,774 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Jan 2022 Construction Loan Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-82-0-00128-00 |
| Primary APN | 3-08-1-12-82-0-00128-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,184 sqft Adjusted Area |
| 1st Floor Area | 1,707 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,774 sqft (0.247 acres) |
| Street Address | 689 HOLIDAY CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | COPPER LEAF AT ARBOR POINTE PH LOT 128 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | COPPER LEAF AT ARBOR POINTE PH II |
| Legal Lot Number | 128 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71121 |
Source: DeSoto County assessment roll, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage PARTNERS BANK |
| Oct 10, 2025 | Intrafamily Transfer, Transfer |
| Jul 3, 2024 | Warranty Deed, Transfer UNKNOWN, GUARDIAN TITLE LLC |
| Jun 7, 2022 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 |
| Deed Sale | Jul 3, 2024 |
| Deed Book / Page | 1024 / 11941 |
| Last Transfer Date | Oct 7, 2025 |
| Transfer Doc | 1025/19334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1361 NESBIT OR NESBIT, NESBIT, MS 38651 |
| Investor | Possibly a Property Investor |
| Document Number | 005453/357 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 5453/357 |
| Name | PARTNERS BANK |
|---|---|
| Type | Bank |
| Address | HELENA, AR 72342 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 25, 2023 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 10, 2025 |
| Property Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Number | 1025/19334 |
| Book / Page | 1025 / 19334 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Oct 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 3, 2024 |
| Property Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Number | 1024/11941 |
| Book / Page | 1024 / 11941 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Jun 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | UNKNOWN, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 689 HOLIDAY COVE, FLORENCE, AL 35632-0001 |
| Name | Verified Name |
|---|---|
| Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 7, 2022 |
| Property Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Number | 000999/681 |
| Book / Page | 999 / 681 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Jun 7, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 485, HOUSTON, MS 38851-0485 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 689 HOLIDAY CV, HERNANDO, MS 38632-1022 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 (-16.08%) | $17,457 (-) Land $4,000 Building $13,457 | $174,572 (-) Land $40,000 Building $134,572 |
| 2023 | $1,381.00 | $17,457 | $174,572 Land $40,000 Building $134,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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