DeSoto County property record for 726 Holiday Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,192 sqft · built 2022 |
| Lot Size | 0.231 acres (10,099 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-82-0-00121-00 |
| Primary APN | 3-08-1-12-82-0-00121-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,192 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,099 sqft (0.231 acres) |
| Street Address | 726 HOLIDAY CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER LEAF AT ARBOR POINTE PH LOT 121 |
| Legal Subdivision | COPPER LEAF AT ARBOR POINTE PH II |
| Legal Lot Number | 121 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-12-82-0-00121-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 726 HOLIDAY CV, HERNANDO, MS 38632-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK |
| Apr 12, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 |
| Deed Sale | Apr 12, 2022 |
| Deed Document Number | 0000993696 |
| Deed Book / Page | 993 / 696 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 726 HOLIDAY CV, HERNANDO, MS 38632-1023 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4888, NESBIT, MS 38651 |
| Investor | Possibly a Property Investor |
| Document Number | 005375/234 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 5375/234 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | ARKADELPHIA, AR 71923 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 14, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 12, 2022 |
| Property Address | 726 HOLIDAY CV, HERNANDO, MS 38632-1023 |
| Document Number | 000993/696 |
| Book / Page | 993 / 696 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Apr 11, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 726 HOLIDAY CV, HERNANDO, MS 38632-1023 |
| Document Number | 0005506285 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 5506/285 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,442.00 (+0.7%) | $23,540 (+34.65%) Land $4,000 Building $19,540 | $235,398 (+34.64%) Land $40,000 Building $195,398 |
| 2023 | $2,425.00 | $17,483 | $174,830 Land $40,000 Building $134,830 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 49% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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