723 Dowers Rd, Abingdon, MD 21009 Property Records

Harford County property record for 723 Dowers Rd, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,103 sqft · built 2017
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$574,000 (Nov 2017)
Tax Bill	$7,171 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-398828`

Property Details

APN / Parcel Number

Primary APN	`01-398828`
Alternative APN	`398828`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,103 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	398828
Street Address	723 DOWERS RD
City	ABINGDON
State	MD
Zip	21009-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 10 7492 SF 723 DOWERS ROAD LAUREL RIDGE 144/13
Legal Subdivision	FINAL PLAT TWO LAUREL RIDGE
Legal Lot Number	10
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301108

Owner

723 Dowers Rd is owned and occupied by two individuals who bought it in November 2017.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	723 DOWERS RD, ABINGDON, MD 21009-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Deed Document Number	201712610-0065
Deed Book / Page	12610 / 65
Record Updated	Oct 29, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 22, 2017
Property Address	723 DOWERS RD, ABINGDON, MD 21009-1571
Document Number	0126100065
Book / Page	12610 / 0065
Map Reference	MB144 PG13
Instrument Date	Oct 27, 2017
Instrument	12610-0065
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	WESTMINSTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 DOWERS RD, ABINGDON, MD 21009-1571
Investor	Possibly a Property Investor

Mortgage

Document Number	126100071
Date	Nov 22, 2017
Instrument	12610-0071

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 723 Dowers Rd was $7,171 with a homeowner's exemption, up 15.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,171.00 (+15.2%) Homeowner's exemption	$658,000 Land $172,500 Building $485,500	$658,000 Land $172,500 Building $485,500
2025	$6,225.00 Homeowner's exemption
2023		$542,900 Land $172,500 Building $370,400	$542,900 Land $172,500 Building $370,400
2022	$5,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 Dowers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 723 Dowers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880