726 Spruce St, Olivet, MI 49076 Property Records

Eaton County property record for 726 Spruce St, Olivet, MI 49076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,562 sqft · built 1965
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2018)
Tax Bill	$4,093 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60005560008000`

Property Details

APN / Parcel Number

Primary APN	`60005560008000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft
Basement Area	1,562 sqft
Unfinished Basement	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	145 ft deep x 177 ft wide
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	726 SPRUCE ST
City	OLIVET
State	MI
Zip	49076-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 EXCEPT W 10 FEET. LOT 8 MARLOWE MANOR CITY OF OLIVET
Legal Subdivision	MARLOWE MANOR
Legal Lot Number	8-9
Jurisdiction	EATON MI
Township / Civil Division	OLIVET
Census Block Group	1
Census Block	1020
Census Tract	21100

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	726 SPRUCE ST, OLIVET, MI 49076-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Deed Book / Page	2749 / 929
Prior Transfer Date	May 21, 2009
Prior Transfer Doc	2233/0169
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	726 SPRUCE ST, OLIVET, MI 49076-9760
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SPRUCE ST, OLIVET, MI 49076-9760

Mortgage

Document Number	003062/312
Date	Aug 28, 2023
Book Page	3062/312

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 21, 2018
Property Address	726 SPRUCE ST, OLIVET, MI 49076-9760
Document Number	02749/0929
Book / Page	2749 / 0929
Map Reference	LB3 PG41
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 BONNIE BROOK DR # DR45, 224, CHARLOTTE, MI 48813-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2354 N PEASE RD, VERMONTVILLE, MI 49096-9502
Investor	Possibly a Property Investor

Mortgage

Document Number	0002749930
Date	Aug 21, 2018
Instrument	2749/930

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Olivet City
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,900 (+10.57%)	$244,081 (-) Land $53,741 Building $190,340
2025	$4,093.00 (-0.82%) Homeowner's exemption	$122,000 (+27.02%)	$244,081 (+27.06%) Land $53,741 Building $190,340
2024	$4,127.00 (+12.3%)
2023		$96,048	$192,096
2022	$3,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVET serves 1,758 people · EPA ID MI0004990
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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