725 Spruce St, Olivet, MI 49076 Property Records

Eaton County property record for 725 Spruce St, Olivet, MI 49076

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 760 sqft · built 1950
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Dec 2012)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60004460010000`

Property Details

APN / Parcel Number

Primary APN	`60004460010000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	297 ft deep x 143 ft wide
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	725 SPRUCE ST
City	OLIVET
State	MI
Zip	49076-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10. DEANS ADDITION CITY OF OLIVET
Legal Subdivision	DEANS ADDITION
Legal Lot Number	10
Jurisdiction	EATON MI
Township / Civil Division	OLIVET
Census Block Group	1
Census Block	1018
Census Tract	21100

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 SPRUCE ST, OLIVET, MI 49076-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2012 · Amount on Record
Deed Sale	Dec 20, 2012 · Amount on Record
Deed Book / Page	2433 / 963
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	725 SPRUCE ST, OLIVET, MI 49076-9760
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2903/164
Date	Feb 3, 2021
Book Page	2903/164

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Olivet City
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (+55.73%)	$139,873 (+34.13%) Land $63,682 Building $76,191
2025	$1,567.00 (+10.66%)
2023		$52,142	$104,284
2022	$1,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVET serves 1,758 people · EPA ID MI0004990
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

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