Eaton County property record for 707 Spruce St, Olivet, MI 49076
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,488 sqft · built 1890 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Mar 2026) |
| Tax Bill | $3,020 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60004460007300 |
| Primary APN | 60004460007300 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,488 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 550 sqft |
| Unfinished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 67,082 sqft (1.54 acres) |
| Lot Dimensions | 297 ft deep x 226 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 707 SPRUCE ST |
|---|---|
| City | OLIVET |
| State | MI |
| Zip | 49076-9760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 EXCEPT N 78 FT. LOT 8. N 40.5 FT OF LOT 9. THAT PORTION OF VACATED CHERRY ST LYING BETWEEN LOTS 7 & 8. DEAN'S ADDITION,VILLAGE OF 0LIVET 1992 |
| Legal Subdivision | DEANS ADD |
| Legal Lot Number | 7-9 |
| Jurisdiction | EATON MI |
| Township / Civil Division | OLIVET |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21100 |
707 Spruce St is owned and occupied by two individuals who bought it in March 2026.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 SPRUCE ST, OLIVET, MI 49076-9760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on File |
| Deed Sale | Mar 12, 2026 · Amount on File |
| Deed Book / Page | 3181 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Mar 12, 2026 |
| Property Address | 707 SPRUCE ST, OLIVET, MI 49076-9760 |
| Document Number | 003181/621 |
| Book / Page | 3181 / 621 |
| Map Reference | LB 1 PG 82 |
| Instrument Date | Mar 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 252 N COCHRAN AVE, CHARLOTTE, MI 48813 |
| Name | Verified Name |
|---|---|
| Address | 715 SPRUCE ST, OLIVET, MI 49076-9760 |
| Document Number | 0003181622 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 3181/622 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 707 Spruce St was $3,020 with a homeowner's exemption.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Olivet City |
| Unified School District | Olivet Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,600 | $223,809 Land $27,048 Building $196,761 | |
| 2025 | $3,020.00 | ||
| 2023 | $93,489 | $186,978 | |
| 2022 | $2,722.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 707 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVET serves 1,758 people · EPA ID MI0004990 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Midwest Energy & Communications.
5G (outdoors only) and 4G LTE
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