618 Spruce St, Olivet, MI 49076 Property Records

Eaton County property record for 618 Spruce St, Olivet, MI 49076

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60005560001000`

Property Details

APN / Parcel Number

Primary APN	`60005560001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Architectural Style	Mobile/Manufactured
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 64 ft wide

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	618 SPRUCE ST
City	OLIVET
State	MI
Zip	49076-9722
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1. MARLOWE MANOR CITY OF OLIVET
Legal Subdivision	MARLOWE MANOR
Legal Lot Number	1
Jurisdiction	EATON MI
Township / Civil Division	OLIVET
Census Block Group	1
Census Block	1020
Census Tract	21100

Owner

618 Spruce St, a mobile home, is owned and occupied by an individual.

Source: Eaton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	618 SPRUCE ST, OLIVET, MI 49076-9722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 13, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	618 SPRUCE ST, OLIVET, MI 49076-9722
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 SPRUCE ST, OLIVET, MI 49076-9722

Mortgage

Document Number	03076/1105
Date	Dec 28, 2023
Book Page	3076/1105

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2064

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	618 SPRUCE ST, OLIVET, MI 49076-9722
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 SPRUCE ST, OLIVET, MI 49076-9722

Mortgage

Document Number	003035/910
Date	Jan 13, 2023
Book Page	3035/910

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 618 Spruce St was $1,280 with a homeowner's exemption, down 0.5% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Olivet City
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,300 (+17.08%)	$80,770 (-) Land $32,700 Building $48,070
2025	$1,280.00 (-0.47%) Homeowner's exemption	$40,400	$80,770 Land $32,700 Building $48,070
2024	$1,286.00
2023		$32,058	$64,116
2022	$1,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVET serves 1,758 people · EPA ID MI0004990
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

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