7252 Harmony Rd, Preston, MD 21655 Property Records

Caroline County property record for 7252 Harmony Rd, Preston, MD 21655

Property Summary

Property Type	Rural Home
Details	2 ba · 1,800 sqft · built 2019
Lot Size	33.6 acres (1,466,360 sqft)
Owner	Individual on Record
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-004897`

Property Details

APN / Parcel Number

Primary APN	`08-004897`
Alternative APNs	`8004897` `004897`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Total Area
Basement Area	1 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,466,360 sqft (33.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	900 sqft
Shed	1 Shed
Shed Area	3,300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	004897
Street Address	7252 HARMONY RD
City	PRESTON
State	MD
Zip	21655-1919
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	33.663 AC NW/S DENTON RT 16 NE OF HARMONY
Legal Subdivision	OLIN W KELLEY JR
Jurisdiction	CAROLINE MD
Township / Civil Division	8, AMERICAN CORNER
Census Block Group	1
Census Block	1036
Census Tract	955400

Owner

Source: Caroline County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	7252 HARMONY RD, PRESTON, MD 21655-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 14, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7252 HARMONY RD, PRESTON, MD 21655-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014370428
Date	Sep 11, 2020
Book Page	1437/428

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7252 HARMONY RD, PRESTON, MD 21655-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013970126
Date	Jan 21, 2020
Book Page	1397/126

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7252 HARMONY RD, PRESTON, MD 21655-1919
Document Number	0013480314
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7252 HARMONY RD PRESTON MD 216551919, PRESTON, MD 21655-1919

Mortgage

Document Number	0013480314
Date	Mar 15, 2019
Book Page	001348/000314

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,933 (+24.89%)	$466,400 (+27.19%) Land $72,500 Building $393,900
2025	$3,861.00 (+12.83%)
2023	$3,422.00 Homeowner's exemption	$320,233	$366,700 Land $72,500 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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