7244 Harmony Rd, Preston, MD 21655 Property Records

Caroline County property record for 7244 Harmony Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft · built 1990
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2021)
Tax Bill	$2,361 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-013519`

Property Details

APN / Parcel Number

Primary APN	`08-013519`
Alternative APNs	`8013519` `013519`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Porch	Enclosed Porch
Porch Area	100 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	013519
Street Address	7244 HARMONY RD
City	PRESTON
State	MD
Zip	21655-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.31 AC NW/S DENTON RTE 16 NE OF HARMONY
Jurisdiction	CAROLINE MD
Township / Civil Division	8, AMERICAN CORNER
Census Block Group	1
Census Block	1036
Census Tract	955400

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7244 HARMONY RD, PRESTON, MD 21655-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 21, 2021	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Dec 8, 1998 · Amount on Record
Deed Book / Page	1486 / 332
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7244 HARMONY RD, PRESTON, MD 21655-1919
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 HARMONY RD, PRESTON, MD 21655-1919

Mortgage

Document Number	0016160059
Date	Feb 13, 2023
Book Page	1616/59

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	May 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Apr 21, 2021
Property Address	7244 HARMONY RD, PRESTON, MD 21655-1919
Document Number	0014860332
Book / Page	1486 / 332
Map Reference	MB 5 PL 173
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7244 HARMONY RD, PRESTON, MD 21655-1919

Mortgage

Document Number	0001486337
Date	Apr 21, 2021
Instrument	1486/337

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7244 HARMONY RD, PRESTON, MD 21655-1919
Document Number	0013160053
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 HARMONY RD PRESTON MD 216551919, PRESTON, MD 21655-1919

Mortgage

Document Number	0013160053
Date	Jun 27, 2018
Book Page	001316/000053

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 26, 2038

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,361.00 (+3.6%) Homeowner's exemption	$285,067 (+36.9%)	$297,400 (+6.63%) Land $66,700 Building $230,700
2025	$2,279.00 (+14.41%)
2023	$1,992.00 Homeowner's exemption	$208,233	$278,900 Land $66,300 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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