Caroline County property record for 7465 Harmony Rd, Preston, MD 21655 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,088 sqft · built 2005 |
| Lot Size | 15.4 acres (670,824 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Aug 2016) |
| Tax Bill | $6,405 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-015155 |
| Primary APN | 08-015155 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,088 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 670,824 sqft (15.4 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Deck Area | 640 sqft |
| Stable | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 015155 |
|---|---|
| Street Address | 7465 HARMONY RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15.40 AC LOT 4 SE/S RTE 16 SE OF DENTON |
| Legal Subdivision | BULLOCK MICHELLE D LAND |
| Legal Lot Number | 4 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 8, AMERICAN CORNER |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 955400 |
Source: Caroline County records · APN 08-015155
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7465 HARMONY RD, PRESTON, MD 21655-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2016 · Amount on Record |
| Deed Sale | Aug 02, 2016 · Amount on Record |
| Prior Sale | Oct 02, 2014 · Amount on Record |
| Deed Book / Page | 1216 / 231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 7465 HARMONY RD, PRESTON, MD 21655-1924 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7465 HARMONY RD, VIENNA, VA 22180 |
| Document Number | 0016720244 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 1672/244 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 462 Months |
| Due | Oct 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 7465 HARMONY RD, PRESTON, MD 21655-1924 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7465 HARMONY RD, PRESTON, MD 21655-1924 |
| Document Number | 0016060134 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 1606/134 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 7465 HARMONY RD, PRESTON, MD 21655-1924 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014400460 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 1440/460 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591,000 (+27.71%) | $610,800 (+5.11%) Land $144,200 Building $466,600 | |
| 2025 | $6,405.00 (+26.76%) | ||
| 2023 | $5,053.00 | $462,767 | $581,100 Land $129,800 Building $451,300 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119554001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Wildfire Risk | Low above 37% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Choptank Electric Cooperative | Fiber | 2,500 / 2,500 |
| Xfinity | Cable | 2,000 / 250 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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