Caroline County property record for 7220 Harmony Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,121 sqft · built 2018 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,400 (Dec 2021) |
| Tax Bill | $4,159 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-014795 |
| Primary APN | 08-014795 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,121 sqft Total Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 805 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 014795 |
|---|---|
| Street Address | 7220 HARMONY RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.09 AC L-4 NW/S DENTON RT 16 NE OF HARMONY |
| Legal Lot Number | 4 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 8, AMERICAN CORNER |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 955400 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7220 HARMONY RD, PRESTON, MD 21655-1919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on Record |
| Deed Sale | Dec 8, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2013 · Amount on Record |
| Deed Book / Page | 1542 / 18 |
| Prior Transfer Date | Jan 23, 2013 |
| Prior Transfer Doc | 0010440375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Dec 8, 2021 |
| Property Address | 7220 HARMONY RD, PRESTON, MD 21655-1919 |
| Document Number | 0015420018 |
| Book / Page | 1542 / 18 |
| Instrument Date | Dec 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7220 HARMONY RD, PRESTON, MD 21655-1919 |
| Document Number | 0000154225 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 1542/25 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,159.00 (+7.5%) | $382,400 (+9.6%) | $449,400 (+28.8%) Land $65,400 Building $384,000 |
| 2025 | $3,869.00 (+20.72%) | $348,900 (+18.88%) Land $65,400 Building $283,500 | $348,900 (-) Land $65,400 Building $283,500 |
| 2023 | $3,205.00 | $293,500 | $348,900 Land $65,400 Building $283,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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