7251 W Cottage Ln, Crystal River, FL 34429 Property Records

Citrus County property record for 7251 W Cottage Ln, Crystal River, FL 34429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,016 sqft · built 1966
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Dec 2020)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`17E-18S-26-14210`

Property Details

APN / Parcel Number

Primary APN	`17E-18S-26-14210`
Alternative APNs	`2618S17E14210` `3520380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,896 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	330 ft deep x 660 ft wide
Garage Type	Mixed
Garage Area	1,000 sqft
Carport	Carport
Carport Area	350 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	468 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3520380
Old Parcel Number	2618S17E14210
Street Address	7251 W COTTAGE LN
City	CRYSTAL RIVER
State	FL
Zip	34429-7756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	E1/2 OF SE1/4 OF NW1/4 OF NE1/4 SEC 26-18-17 DESC IN OR BK 1800 PG 319 & OR BK 2437 PG 2042 ---TOGETHER WITH AN EASEMENT FOR
Legal Range	17E
Legal Township	18S
Legal Section	26
Legal Subdivision	UNREC TRACTS IN 26-18S-17E
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2000
Census Tract	450602

Owner

7251 W Cottage Ln is owned and occupied by an individual who bought it in December 2020.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7251 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Dec 29, 2004 · Amount on File
Deed Document Number	2020066361
Deed Book / Page	3114 / 758
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 4, 2020
Property Address	7251 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756
Document Number	0031140758
Book / Page	3114 / 758
Instrument Date	Nov 19, 2020
Instrument	2020066361
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7251 W COTTAGE LN, 7251, CRYSTAL RIVER, FL 34429-7756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18801 LIVINGSTON AVE, LUTZ, FL 33559-8216

Mortgage

Document Number	3114759
Date	Dec 4, 2020
Instrument	3114/759

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7251 W Cottage Ln was $2,504 with exemptions applied, up 5.1% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00 (+5.08%) Homeowner's exemption Additional exemption filed	$379,880 (+10.44%) Land $124,990 Building $254,890	$379,880 (+10.44%) Land $124,990 Building $254,890
2024	$2,383.00 (+6.19%) Homeowner's exemption Additional exemption filed	$343,977 (+3.49%) Land $84,990 Building $258,987	$343,977 (+3.49%) Land $84,990 Building $258,987
2023	$2,244.00 (+6.91%) Homeowner's exemption Additional exemption filed	$332,380 (+18.91%) Land $88,430 Building $243,950	$332,380 (+18.91%) Land $88,430 Building $243,950
2022	$2,099.00 Homeowner's exemption Additional exemption filed	$279,514 Land $57,490 Building $222,024	$279,514 Land $57,490 Building $222,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7251 W Cottage Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	13 (1988–2025)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Severe Storms And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7251 W Cottage Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20