Citrus County property record for 7197 W Cottage Ln, Crystal River, FL 34429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,982 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Last Sale | $187,000 (Aug 2014) |
| Tax Bill | $1,492 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17E-18S-26-12100-00H.0 |
| Primary APN | 17E-18S-26-12100-00H.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 1,982 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 305 ft deep x 132 ft wide |
| Garage Type | Mixed |
| Garage Area | 504 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 316 sqft |
| Patio Area | 360 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1086931 |
|---|---|
| Old Parcel Number | 2618S17E1210000H0 |
| Street Address | 7197 W COTTAGE LN |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34429-7756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR LOW DENSITY RESIDENT |
| Legal Description | LOT H DESC AS:E 131.75 FT OF W 395.25 FT OF N1/2 OF NW1/4 OF SE1/4 OF NE1/4 OF 26-18-17 EXCEPT S 25 FT TITLE IN OR BK 1786 PG |
| Legal Range | 17E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | UNREC TRACTS IN 26-18S-17E |
| Legal Lot Number | H |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 450602 |
The current owner of 7197 W Cottage Ln bought it in August 2014.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7197 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2014 · Amount on File |
| Deed Sale | Aug 1, 2014 · Amount on File |
| Prior Sale | Dec 31, 2008 · Amount on File |
| Deed Document Number | 2014034270 |
| Deed Book / Page | 2636 / 2084 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7197 W Cottage Ln was $1,492 with exemptions applied, up 6.6% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,492.00 (+6.65%) Homeowner's exemption Additional exemption filed | $260,780 (-1.68%) Land $20,950 Building $239,830 | $260,780 (-1.68%) Land $20,950 Building $239,830 |
| 2024 | $1,399.00 (+3.02%) Homeowner's exemption Additional exemption filed | $265,233 (+0.57%) Land $20,780 Building $244,453 | $265,233 (+0.57%) Land $20,780 Building $244,453 |
| 2023 | $1,358.00 (+6.85%) Homeowner's exemption Additional exemption filed | $263,727 (+18.06%) Land $20,780 Building $242,947 | $263,727 (+18.06%) Land $20,780 Building $242,947 |
| 2022 | $1,271.00 Homeowner's exemption Additional exemption filed | $223,391 Land $7,980 Building $215,411 | $223,391 Land $7,980 Building $215,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7197 W Cottage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 13 (1988–2025) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7197 W Cottage Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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