Citrus County property record for 7165 W Cottage Ln, Crystal River, FL 34429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1973 |
| Lot Size | 2.29 acres (1 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Sep 2023) |
| Tax Bill | $2,619 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 17E-18S-26-12100-00G.0 |
| Primary APN | 17E-18S-26-12100-00G.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 1 sqft |
| Lot Dimensions | 305 ft deep x 132 ft wide |
| Garage Type | Mixed |
| Garage Area | 483 sqft |
| Carport | Carport |
| Carport Area | 770 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 843 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1086922 |
|---|---|
| Old Parcel Number | 2618S17E1210000G0 |
| Street Address | 7165 W COTTAGE LN |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34429-7756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR LOW DENSITY RESIDENT |
| Legal Description | E 131.75 FT OF W 527 FT OF N1/2 OF NW1/4 OF SE1/4 OF NE1/4 OF 26-18-17 EXCEPT S 25 FT TITLE IN OR BK 1157 PG 1124 |
| Legal Range | 17E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | UNREC TRACTS IN 26-18S-17E |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 450602 |
7165 W Cottage Ln is owned and occupied by an individual who bought it in September 2023.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7165 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 22, 2023 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Deed Document Number | 0034112394 |
| Deed Book / Page | 3411 / 2394 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 7165 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7165 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756 |
| Document Number | 0034651126 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 3465/1126 |
| Instrument | 2024026337 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 22, 2023 |
| Property Address | 7165 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756 |
| Document Number | 0034112394 |
| Book / Page | 3411 / 2394 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023055147 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6105 N CITRUS AVE, CRYSTAL RIVER, FL 34428-6646 |
| Name | Verified Name |
|---|---|
| Address | 7165 W COTTAGE LN, CRYSTAL RIVER, FL 34429-7756 |
The 2025 property tax bill for 7165 W Cottage Ln was $2,619 with exemptions applied, up 1.1% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,619.00 (+1.08%) Homeowner's exemption Additional exemption filed | $203,840 (-0.37%) Land $20,860 Building $182,980 | $203,840 (-0.37%) Land $20,860 Building $182,980 |
| 2024 | $2,591.00 (+309.97%) Homeowner's exemption Additional exemption filed | $204,606 (+3.82%) Land $20,690 Building $183,916 | $204,606 (+3.82%) Land $20,690 Building $183,916 |
| 2023 | $632.00 (+3.78%) Homeowner's exemption Additional exemption filed | $197,070 (+20.11%) Land $20,690 Building $176,380 | $197,070 (+20.11%) Land $20,690 Building $176,380 |
| 2022 | $609.00 Homeowner's exemption Additional exemption filed | $164,077 Land $7,950 Building $156,127 | $164,077 Land $7,950 Building $156,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7165 W Cottage Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 13 (1988–2025) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7165 W Cottage Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures