7188 W Cottage Ln, Crystal River, FL 34429 Property Records

Citrus County property record for 7188 W Cottage Ln, Crystal River, FL 34429

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,656 sqft · built 2003
Lot Size	4.89 acres (213,253 sqft)
Owner	2 Company Names on File
Last Sale	$100 (Jun 2006)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`17E-18S-26-12310`

Property Details

APN / Parcel Number

Primary APN	`17E-18S-26-12310`
Alternative APNs	`17E-18S-26-0000-12310` `2618S17E12310` `1086965`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,596 sqft
Flooring	Wood

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	213,253 sqft (4.89 acres)
Lot Dimensions	635 ft deep x 305 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	336 sqft
Patio Area	916 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1086965
Street Address	7188 W COTTAGE LN
City	CRYSTAL RIVER
State	FL
Zip	34429-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	N1/2 OF SW1/4 OF SE1/4 OF NE1/4 26-18-17 EXCEPT E & S 25 FT FOR RD
Legal Range	17E
Legal Township	18S
Legal Section	26
Legal Subdivision	UNREC TRACTS IN 26-18S-17E
Legal Block	12310
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2021
Census Tract	450602

Owner

7188 W Cottage Ln is owned by a company that acquired it in November 2024.

Source: Citrus County records, as of March 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	7188 W COTTAGE LN, CRYSTAL RIVER, FL 34429-2500
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2006 · Amount on File
Deed Sale	Jun 1, 2006 · Amount on File
Prior Sale	Jan 1, 1997 · Amount on File
Deed Book / Page	2014 / 1670
Last Transfer Date	Nov 20, 2024
Transfer Doc	0035190180
Record Updated	Jun 8, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 28, 2018
Property Address	7188 W COTTAGE LN, CRYSTAL RIVER, FL 34429-2500
Document Number	0029411560
Book / Page	002941 / 001560
Instrument Date	Nov 19, 2018
Instrument	59375
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7188 W COTTAGE LN CRYSTAL RIVER FL 344292500, CRYSTAL RIVER, FL 34429-2500

Tax Assessment & Valuation

The 2025 property tax bill for 7188 W Cottage Ln was $2,414, up 5.1% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00 (+5.09%)	$187,279 (-55.86%)	$461,770 (+8.85%) Land $122,390 Building $339,380
2024	$2,297.00 (+10.75%) Homeowner's exemption Additional exemption filed	$424,238 (+5.1%) Land $83,230 Building $341,008	$424,238 (+5.1%) Land $83,230 Building $341,008
2023	$2,074.00 (+6.8%) Homeowner's exemption Additional exemption filed	$403,649 (+18.53%) Land $86,580 Building $317,069	$403,649 (+18.53%) Land $86,580 Building $317,069
2022	$1,942.00 Homeowner's exemption Additional exemption filed	$340,556 Land $56,300 Building $284,256	$340,556 Land $56,300 Building $284,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7188 W Cottage Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	13 (1988–2025)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Severe Storms And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7188 W Cottage Ln is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20