7246 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7246 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1951
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Trust Names on File
Last Sale	$237,000 (Apr 2014)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239-0136-002-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0136-002-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,200 sqft (0.303 acres)
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7246 CARDINAL RD
City	FAIR OAKS
State	CA
Zip	95628-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SAN JUAN HEIGHTS 05, LOT 80
Legal Subdivision	SAN JUAN HEIGHTS 05
Legal Lot Number	80
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7904

Owner

7246 Cardinal Rd is owner-occupied and held in a trust since September 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7246 CARDINAL RD, FAIR OAKS, CA 95628-4504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT PTRS GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2014 · Amount on File
Deed Sale	Apr 11, 2014 · Amount on File
Prior Sale	Aug 4, 2011 · Amount on File
Deed Book / Page	20140411 / 972
Last Transfer Date	Sep 9, 2024
Transfer Doc	2024000733
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7246 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	2004291114
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7246 CARDINAL RD FAIR OAKS CA 956284504, FAIR OAKS, CA 95628-4504

Mortgage

Document Number	2004291114
Date	Apr 29, 2020
Instrument	2004291114

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7246 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	1908300767
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7246 CARDINAL RD FAIR OAKS CA 956284504, FAIR OAKS, CA 95628-4504

Mortgage

Document Number	1908300767
Date	Aug 30, 2019
Instrument	1908300767

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 7246 Cardinal Rd was $3,437, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,327 (+2%) Land $75,015 Building $221,312
2025	$3,437.00 (+2.2%)	$290,518 Land $73,545 Building $216,973
2024	$3,363.00 (+1.63%)
2023	$3,309.00 (+2.1%) Homeowner's exemption	$279,239 Land $70,690 Building $208,549
2022	$3,241.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7246 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7246 Cardinal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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