7261 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7261 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1951
Lot Size	0.301 acres (13,100 sqft)
Owner	Individual Name on Record
Tax Bill	$568 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`239-0131-004-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0131-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,100 sqft (0.301 acres)
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7261 CARDINAL RD
City	FAIR OAKS
State	CA
Zip	95628-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SAN JUAN HEIGHTS 05, LOT 75
Legal Subdivision	SAN JUAN HEIGHTS 05
Legal Lot Number	75
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2022
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA CTRL CU
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 5, 2009
Transfer Doc	0000001093
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503

Mortgage

Document Number	0000000442
Date	Mar 13, 2026
Instrument	202603130442

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503

Mortgage

Document Number	2021083102194
Date	Aug 31, 2021
Instrument	2021083102194

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503
Document Number	0000000408
Book / Page	170221 / 000408
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7261 CARDINAL RD FAIR OAKS CA 956284503, FAIR OAKS, CA 95628-4503

Mortgage

Document Number	0000000408
Date	Feb 21, 2017
Book Page	170221/000408

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	GRANITE BAY, CA 95746

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503
Document Number	0000000522
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7261 CARDINAL RD FAIR OAKS CA 956284503, FAIR OAKS, CA 95628-4503

Mortgage

Document Number	0000000522
Date	Jan 20, 2017
Book Page	170120/000522

Lender

Name	SIERRA CTRL CU
Type	Credit Union
Address	YUBA CITY, CA 95993

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7261 CARDINAL RD, FAIR OAKS, CA 95628-4503
Document Number	0000000634
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7261 CARDINAL RD FAIR OAKS CA 956284503, FAIR OAKS, CA 95628-4503

Mortgage

Document Number	0000000634
Date	Jan 11, 2017
Book Page	170111/000634

Lender

Name	SIERRA CTRL CU
Type	Credit Union
Address	YUBA CITY, CA 95993

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$53,994 (+2%) Land $15,239 Building $38,755
2025	$568.00 (+2.34%) Homeowner's exemption	$52,937 (+4.04%) Land $14,941 Building $37,996
2024	$555.00 (+1.83%)
2023	$545.00 (+2.44%) Homeowner's exemption	$50,883 Land $14,362 Building $36,521
2022	$532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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