7236 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7236 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1960
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Apr 2023)
Tax Bill	$7,845 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`239-0136-001-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0136-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,442 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,200 sqft (0.303 acres)
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7236 CARDINAL RD
City	FAIR OAKS
State	CA
Zip	95628-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SAN JUAN HEIGHTS 05, LOT 79
Legal Subdivision	SAN JUAN HEIGHTS 05
Legal Lot Number	79
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7904

Owner

7236 Cardinal Rd is owned and occupied by an individual who bought it in April 2023.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 26, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG
Nov 5, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Nov 5, 2018	Grant Deed, Transfer · Conventional Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Nov 5, 2018 · Amount on File
Deed Book / Page	20230426 / 266
Prior Transfer Date	Apr 15, 1996
Prior Transfer Doc	9604000008
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504

Mortgage

Document Number	0000002544
Date	Feb 17, 2021
Instrument	202102172544

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2023
Property Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	0000000266
Map Reference	MB 31 MAP 7
Instrument Date	Apr 24, 2023
Instrument	202304260266
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	1911141204
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7236 CARDINAL RD FAIR OAKS CA 956284504, FAIR OAKS, CA 95628-4504

Mortgage

Document Number	1911141204
Date	Nov 14, 2019
Instrument	1911141204

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	2004080200
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7236 CARDINAL RD FAIR OAKS CA 956284504, FAIR OAKS, CA 95628-4504

Mortgage

Document Number	2004080200
Date	Apr 8, 2020
Instrument	2004080200

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	FAIR OAKS, CA 95628

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 7, 2040

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 5, 2018
Property Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	1811050611
Instrument Date	Nov 5, 2018
Instrument	1811050611
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7236 CARDINAL RD FAIR OAKS CA 956284504, FAIR OAKS, CA 95628-4504

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 5, 2018
Property Address	7236 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	1811050610
Instrument Date	Nov 1, 2018
Instrument	1811050610
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7236 CARDINAL RD FAIR OAKS CA 956284504, FAIR OAKS, CA 95628-4504

Mortgage

Document Number	1811050612
Date	Nov 5, 2018
Instrument	1811050612

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7236 Cardinal Rd was $7,845 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$668,560 (+2%) Land $148,569 Building $519,991
2025	$7,845.00 (+2.19%) Homeowner's exemption	$655,452 Land $145,656 Building $509,796
2024	$7,677.00 (+51.27%)
2023	$5,075.00 (+2.03%)	$418,156 Land $160,829 Building $257,327
2022	$4,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7236 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7236 Cardinal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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