7224 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7224 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,378 sqft · built 1960
Lot Size0.306 acres (13,332 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Feb 2007)
Tax Bill$7,133 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN239-0123-004-0000

Property Details

APN / Parcel Number

Primary APN239-0123-004-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,378 sqft Living Area
Gross Area2,678 sqft
1st Floor Area1,186 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,332 sqft (0.306 acres)
Garage Area300 sqft
Parking Spaces1 Parking Space
Pool Area15,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7224 CARDINAL RD
CityFAIR OAKS
StateCA
Zip95628-4504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-3
Legal DescriptionSAN JUAN HEIGHTS 06, LOT 146
Legal SubdivisionSAN JUAN HEIGHTS 06
Legal Lot Number146
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4001
Census Tract7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7224 CARDINAL RD, FAIR OAKS, CA 95628-4504
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2007 · Amount on Record
Deed SaleFeb 28, 2007 · Amount on Record
Deed Book / Page20070228 / 2488
Prior Transfer DateOct 2, 1997
Prior Transfer Doc9710000050
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address7224 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number1910081138
Instrument DateOct 3, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7224 CARDINAL RD FAIR OAKS CA 956284504, FAIR OAKS, CA 95628-4504

Mortgage

Document Number1910081138
DateOct 8, 2019
Instrument1910081138
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$601,278 (+2%) Land $245,975 Building $355,303
2025$7,133.00 (+2.16%)$589,489 (+4.04%) Land $241,152 Building $348,337
2024$6,982.00 (+1.6%)
2023$6,872.00 (+2.05%)$566,600 Land $231,789 Building $334,811
2022$6,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Cardinal Rd

Nearby Streets

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