Santa Cruz County property record for 7245 Lotus Way, Aptos, CA 95003
| Property Type | Government / Public Use |
|---|---|
| Details | 2 bd · 2 ba · 1,240 sqft · built 1985 |
| Lot Size | 0.022 acres (958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,500 (Nov 2025) |
| Tax Bill | $5,558 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-401-06 |
| Primary APN | 039-401-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,240 sqft Gross Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 958 sqft (0.022 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7245 LOTUS WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3638 |
| Property Category | Public Works |
| Property Type | Public Works > Government / Public Use |
| Local Zoning Code | RM-4 |
| Legal Subdivision | CABRILLO MDWS PH I TR 1109 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 122004 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1105 N BRANCIFORTE AVE, SANTA CRUZ, CA 95062-1013 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Dec 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Deed of Trust, Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY | |
| Nov 24, 2025 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2015 · Amount on Record |
| Deed Document Number | 202525298 |
| Prior Transfer Date | Oct 14, 1994 |
| Prior Transfer Doc | 0000070747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7245 LOTUS WAY, APTOS, CA 95003-3638 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7245 LOTUS WAY, APTOS, CA 95003-3638 |
| Document Number | 0000017001 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-0017001 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7245 LOTUS WAY, APTOS, CA 95003-3638 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7245 LOTUS WAY, APTOS, CA 95003-3638 |
| Document Number | 0000023333 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023-0023333 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7245 LOTUS WAY, APTOS, CA 95003-3638 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7245 LOTUS WAY, APTOS, CA 95003-3638 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 24, 2025 |
| Property Address | 7245 LOTUS WAY, APTOS, CA 95003-3638 |
| Document Number | 0000025298 |
| Map Reference | MB 74 PG 56 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025-0025298 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1105 N BRANCIFORTE AVE, SANTA CRUZ, CA 95062-1013 |
| Document Number | 0000025300 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025-0025300 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,360 (-4.7%) Land $210,360 Building $143,000 | ||
| 2025 | $5,558.00 (+11.65%) Homeowner's exemption | $370,792 (+4.04%) Land $216,333 Building $154,459 | |
| 2023 | $4,978.00 (+2.68%) Homeowner's exemption | $356,394 Land $207,933 Building $148,461 | $481,410 |
| 2022 | $4,848.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Surfnet Communications.
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